Payday loans

Payday lending is prohibited in the state of Maryland. Thus, the payday lenders won't be able to take any legal actions against you. But you need to pay back the principal balance to them.

You need to close your checking account, if you haven't already done so, to keep them from debiting your account for the fees. After your funds are secured, then you can negotiate paying back what you borrowed. If you're already repaid the principal, then you owe them nothing.

First of all, who are your loans through? They could be PDLs or CSOs or installment loans? Let's get the facts before we start offering up advice please. Tell us the names of your lenders, how much you borrowed from each and how much you've paid to date.