Chase
Date: Sat, 04/16/2011 - 05:03
I have two accounts with Chase. Totaling about 17,000. I am about 75-90 days past due. I told them I could not make the payment and gave them various reasons. Like my mortgage and fuel payments were my priority. They said they understood and didnt call for about a week.
On the next call I told them I may be getting some money for an income tax return. They told me they would settle for 90%. I told the rep I couldnt do that. She then told me to make a reasonable offer.
What is a reasonable offer? Should I try to settle the two accounts together? I have cash now, what percentage should I aim for? How long should I expect this process to take?
On the next call I told them I may be getting some money for an income tax return. They told me they would settle for 90%. I told the rep I couldnt do that. She then told me to make a reasonable offer.
What is a reasonable offer? Should I try to settle the two accounts together? I have cash now, what percentage should I aim for? How long should I expect this process to take?
Greetings, Chase can settle anywhere from 60 days on. Especial
Greetings,
Chase can settle anywhere from 60 days on.
Especially if they think they will get money before the others.
90% is high. Way too high.
You can settle with them for about 30%.
And yes you can try and settle the two accounts in tandem.
I settled three with them at once.
Just keep answering the calls.
Repeat your story.
They will eventually settle.
Regards,
King "Kash" Jabba Labba
