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How much time does a collection agency have to val

Date: Mon, 04/18/2011 - 17:19

Submitted by adamdobry
on Mon, 04/18/2011 - 17:19

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Total Replies: 2


How much time does a collection agency have to validate a debt. in my case after disputing the debt i received only a letter that investigation was started but no proof of debt. 30 days already passed.


no,under the FDCPA a CA has 5 days to send a letter of collection.only in TX is there a timeframe and it is 30 days.there is a 30 day window for you to send the DV letter,but again only in TX is there a timeframe to validate.otherwise a CA that can't validate will most likely pass it off on another CA.


lrhall41

Submitted by paulmergel on Tue, 04/19/2011 - 05:52

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