logo

Debtconsolidationcare.com - the USA consumer forum

NJ Pay Day Loans

Date: Tue, 04/19/2011 - 08:55

Submitted by anonymous
on Tue, 04/19/2011 - 08:55

Posts: 202330 Credits: [Donate]

Total Replies: 1


I have 5 total pay day loans out. they constantly are calling me telling me that if I do not call them back in 24 hours they are taking me to court and pressing wire fraud charges on me along with doing wage attachments. They call my work almost every half hour and also my cell phone every hour.
One is Beacon---paid $50 a week for the last three months only had a $200 loan
ABC Auto Loan paid $75/wk for 2 months and only had a $200 loan
Ameri Loan-Had a $300 loan paid $110 a week for a month
City Cash--I forget this loan
Western Sky had a $200 loan paid $350 back so far.

First are these loans legal in NJ and also what are my rights to making the calls stop.
Any help would be GREAT!


I can tell you that the NJ payday laws state payday loans are prohibited in Nj. Check the post in the begining of the site that states payday lending in all states. I am in the same boat with Ameriloan they re calling my cell and not leaving messages. I would send the revocation of authorization which a template is in this site aswell. If you have paid more than the principal they actually owe you a refund and you can tally up all your payments and demand on documenting the original loan and they payments made. I am only able to tell you this because all these good people on this site that has helped me take back control over my life.

If you can close your open bank accoun they are debiting and change it. Put a freeze block where things can go in but nothing comes out unless you go to the bank and take it out then change accounts and give no one your information. Ameriloan will be a B**** because they will claim to be on tribal land and not have to follow state laws file complaints with the BBB, FTC and Attorney general. Don't let them push you around take back control!!!

Good Luck


lrhall41

Submitted by danettere on Tue, 04/19/2011 - 09:09

( Posts: 281 | Credits: )