Need help with what to do next!
Date: Tue, 04/19/2011 - 09:49
I am in the middle of talking with the collection agency Rausch, Sturm, Israel, Enerson & Hornik. They have debt that I do owe from Discover Card in the amount of 13K. They have come down to a payoff of around 6500. My question is I would like to get my credit report to show "paid as agreed" with a $0 balance showing as owed. This CA said they have no say in this and do not work with the credit place. They did say they would give me a letter saying this account is settled and no longer owe on it. Do I then talk to Discover directly to have them report it as paid with zero balance? This account does reach the statue of limitations in July 2012 but I would like to pay it off. Any help would be appreciated. Thaks
It will completely depend upon the original creditor whether or
It will completely depend upon the original creditor whether or not he will report the account as paid as agreed. Normally, when the OC sells off the account to a collection agency, he is not responsible for reporting the account to the credit bureau anymore. You should contact the OC in this regard and take it's opinion.
Discover will not do a paid for delete..that is is their policy.
Discover will not do a paid for delete..that is is their policy.
