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medical collections

Date: Tue, 04/19/2011 - 19:15

Submitted by anonymous
on Tue, 04/19/2011 - 19:15

Posts: 202330 Credits: [Donate]

Total Replies: 4


i have 2 accounts medical on my credit report. date opened 10/2004 and date reported 1/2005, it said on the credit report go on record until march 2011, but they are still there and the cra wont take off, what should i do now? how long can they appear and what date are they going by to take it off, on the opened or reported, the accounts were never paidon at all.

also, i have a new medical collections for $34.00 just appeared, is there any amount to be recorded onto credit report like 50.00? is this legal for such a small amount?


Any item will remain in your credit report for 7 years. The medical accounts were reported on your credit report on 1/2005. As 7 years haven't passed, they will remain in your credit report.

As far as the new medical collections that has appeared in your credit report is concerned, you should pay off that amount and ask your creditor to update the account status. Quote:

is there any amount to be recorded onto credit report like 50.00?
I did not understand what you wanted to mean by this.


lrhall41

Submitted by Anna Sweeting on Tue, 04/19/2011 - 20:26

( Posts: 1827 | Credits: )


sorry, what i meant was is there an amount that can be posted to the credit report, example at least 50.00 owed anything under the 50.00 can it legally be posted to the credit report, 34.00 is such a small amount i didnt know that the credit agency could post this small amount. I never remember even getting this bill, should i go ahead and do a debt validation, see where that takes me? thanks


lrhall41

Submitted by anonymous on Wed, 04/20/2011 - 07:40

( Posts: 202330 | Credits: )


I haven't heard of any such specific minimum amount that needs to be reported to the credit report. Whenever you default on your payments, whatever be the amount, the creditor has the rights to report it to the credit bureaus. You can of course ask your debt collector to validate the debt if you're not sure whether or not they own your account.


lrhall41

Submitted by Anna Sweeting on Thu, 04/21/2011 - 03:32

( Posts: 1827 | Credits: )