when i took 0 % for 1 yr at value city i asked the
Date: Tue, 04/26/2011 - 17:37
when i took 0 % for 1 yr at value city i asked the salesman no money down right,no interest right,no Charges if paid bye due date ,yes yes yes i was told.
I went to refinance my car at C>U mu score dropped from high 700s to 666 .I have never missed a payment on anything since bein on trans union in the disco era.I checked a free credit report and it finally happened,bing a 8 dollar late fee and a negative hit.
Late fee for 0 % that i paid off ,what the hell,today i looked online and a consumer state nthe same problem.It states a minimum of ! dollar a month on a seperate perforated consumer info that the guy probably threw in the trash.The funny thing is i always call the companies and 5 people will give different answers.Anyway the one time i did not checkup on thinking 0 percent i got slammed.Anyway i know what is going to happen if i can get a hold of the real finance comany underwriters for value city and they will direct me to someone else and then someone else and then to the arbitration dept and the same thing,i am not angry but of course i will pay the 8 no money down bucks but i will be told something and then another thing and so on ,i do not want to show anything on my report stating i am disputing the acc because no matter what most of theese banks recieved their buy down money allready from value city.What do i do now i am not going to try and purchase anything until this acc shows paid as agreed.
I went to refinance my car at C>U mu score dropped from high 700s to 666 .I have never missed a payment on anything since bein on trans union in the disco era.I checked a free credit report and it finally happened,bing a 8 dollar late fee and a negative hit.
Late fee for 0 % that i paid off ,what the hell,today i looked online and a consumer state nthe same problem.It states a minimum of ! dollar a month on a seperate perforated consumer info that the guy probably threw in the trash.The funny thing is i always call the companies and 5 people will give different answers.Anyway the one time i did not checkup on thinking 0 percent i got slammed.Anyway i know what is going to happen if i can get a hold of the real finance comany underwriters for value city and they will direct me to someone else and then someone else and then to the arbitration dept and the same thing,i am not angry but of course i will pay the 8 no money down bucks but i will be told something and then another thing and so on ,i do not want to show anything on my report stating i am disputing the acc because no matter what most of theese banks recieved their buy down money allready from value city.What do i do now i am not going to try and purchase anything until this acc shows paid as agreed.
I would call the company and explain what happened. Tell them y
I would call the company and explain what happened. Tell them you're willing to pay the late fee but would like them to update your credit report due to the misunderstanding. I believe HSBC is the bank that handles VCF/VC credit cards.