no cash given but have to pay back?

well if you even applied for an online pdl these scammers in INDIA have your info.it is a total scam.first use any number you have to file a police report.then either ignore them,or hang up without a word if get caught on the phone.again a scam in INDIA that should reported then ignored not paid.the more you engage these scammers the more they will call.last thing they can do nothing,but call and threaten.don't give them the time of day.

Sad to say, if you've ever had a PDL, those companies share their customer info with these scammers. Follow paulmergels' (as always) excellent advice and if they call back, hang up on them. (and just to be on the safe side, keep an eye on your bank account for any unauthorized withdrawals)