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Question about not paying back a pay day loan.

Date: Sun, 05/01/2011 - 15:00

Submitted by anonymous
on Sun, 05/01/2011 - 15:00

Posts: 202330 Credits: [Donate]

Total Replies: 4


Here is the story I live with my Grandma and i take care of her she is 74 and has demtra or how ever you spell it and she forgets alot and i have to watch her careful but she still can drive well last week when I was gone she went to Advance America and take out a pay day loan for $550 plus $83 interest, Ok well there is no way she can pay this back to make matters even more interest I look over the copies they gave her back and she gave them a copy of a check that belongs to me and i don't even have that bank account anymore but she didn't know she thought it was her check and I guess the woman at Advance America did not pay attention, so if she doens't pay it back what will they do? We live in South Carolina and i know they can't put her in jail but what else can they do?

Thanks,
Andy


A couple things:
First, go to Advance America and tell them the situation and that your grandmother didn't have your permission to do this. Ask them to reverse the transaction and call it a wash. If they won't help you, try calling the corporate offices.

Second, if your grandmother has dementia (I'm assuming that's what you mean), she should not be driving, EVER! My grandmother died of Alzheimer's and dementia. People who suffer from one or both of these diseases can be perfectly coherent one moment and completely NOT the next. And it will get progressively worse. Do not allow her to drive. Hide the keys. She is both a danger to herself and to others when behind the wheel of a car.

You say you're "in charge of it." Then you need to BE in charge of it. Unless you want her to be taken for every penny she has, she cannot have access to any accounts, period.

I know that may be harsh, but it's true.


lrhall41

Submitted by OhioGal1 on Mon, 05/02/2011 - 07:51

( Posts: 5253 | Credits: )


I work in the Psychology field and,..obviously..she was 'competent' to mke this decision. You CAN go to her doctor and explain the situation. Then, you can take the information to the place where she cashed the check. They need to honor that (they probably won't). If not, you can go to a lawyer (and your bank) and explain her 'condition'. I know a similiar situation that happened like this, with a friend. To make a long story short, the friend sent the check cashing place a certified letter..the letter had a statement from the doctor, saying the "person was not mentally able to make this decision" (to that effect, anyway). Hope this advice helps a bit.


lrhall41

Submitted by sdchargers_63 on Mon, 05/02/2011 - 10:23

( Posts: 1798 | Credits: )