Calling A Number You Said Not To

Date: Tue, 05/03/2011 - 20:08

Submitted by anonymous
on Tue, 05/03/2011 - 20:08

Posts: 202330 Credits: [Donate]

Total Replies: 3

:mad:If I tell the CA not to call my spouse's number and they continue to do so, can I seek legal action?

If your spouse owes money to the collection agency, then they ca

If your spouse owes money to the collection agency, then they can call your spouse. However, if the collection agency is calling your spouse regarding a third party's debt continuously, then send a cease and desist letter. If they still contact your spouse, then you may consult a lawyer regarding this issue.

lrhall41

Submitted by Good Nelly on Tue, 05/03/2011 - 20:20

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Under FDCPA 805(d), the term "consumer" includes the consumer's

Under FDCPA 805(d), the term "consumer" includes the consumer's spouse. Thus, calls to her are permissible under the same regulations as if they were to you. Restrictions on communications to a third party do not apply to the spouse of a consumer.

lrhall41

Submitted by Lian on Wed, 05/04/2011 - 04:30

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Well, mostly. What state do you live in? There are six state

Well, mostly.

What state do you live in?

There are six states that are non-spousal states for debt. This means your spouse is considered as a third party.

Non-spousal states
Iowa
Illinois
Massachusetts
Ohio
New Hampshire
North Carolina

lrhall41

Submitted by OhioGal1 on Wed, 05/04/2011 - 07:52

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