Which is better, not answering phone or answering them?

Which state do you live in? You need to check out your state laws in order to find out whether or not payday lending is legal in your state. You can check out the information from the given page: http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

In order to know how you need to deal with the illegal payday lenders, you can check out the given page: http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html

They claim they don't have an e-mail address?! WOW!! That's a 'new' one (they have all kinds of excuses). "Cash Protection Depot"...I've looked all over the internet and can't find anything for them. If the PDL is illegal in the state where you live, it's illegal for ANY CA to try and collect on them. I would take the advice of the poster above and look at the Debt CC link for illegal PDLs.

well since mycashnow is not located or based in the US they are in fact illegal.also never heard of cash protectio depot.i have heard of credit protection depot.either way anybody that attempts to collect on this will be a bottomfeeder.just know that.last things since this is an illegal loan you only owe the principle and anything debited prior to defaut gets deducted from that.yes click the bottom link anna posted.it will give you all the tools needed to get this place out of your life.

A year ago I had my response answered by [EMAIL="support@mycashnow.com"]support@mycashnow.com[/EMAIL], try that address

Sorry, it is credit protection depot, not cash protection depot, haha. I just remembered CPD which is what they call themselves. I have done what the links above mentioned. I have closed my checking account, and mailed out the letters. I tried that email address [email]support@mycashnow.com[/email] but it didn't work for me, they still keep calling and didn't reply. Maybe I should try and send the letter again. I am just asking how to deal with the phone calls, cause from what I have read, some of these people will just continue to call no matter what. So I'm trying to figure out the best way to deal with them. I am in Washington State. And over the years I have paid them way way way more than just the principal on this last loan. I've been borrowing and reloaning from them for years. On this loan, I have not paid back the full principle I have only made a few payments. But from other loans in the past to them, I have way overpaid. Thank you guys for the advice so far, I really appreciate it.

I have one with them as well. I emailed them and the email addy doesn't work. They are definately illegal. Keep me updated on how you are dealing with them.

You can try inquiries@creditprotectiondepot.com or you can fill out their inquiry form at their website [URL="http://http://creditprotectiondepot.com/contact/"]here.[/URL]

Thanks OhioGal for finding that. I will send them an email. Should I send them the same letter I sent to the payday loan companies, stating that the loan is illegal, they owe me a refund, and my state laws and all that? Or since its a collection company, should I send them a different type of letter? If so, what should I include in this letter? Thank you very much for the help!