can payday loans take money from my pay check from

[COLOR=black]Well first of all payday loans are illegal in NY. Second a wage assignment is completely voluntary unlike a court ordered garnishment, just send a letter revoking the wage assignment to the payday loan company with your cease and desist and give a copy of that notice to your HR department. [/COLOR]

Payday loans are prohibited in New York. In order to garnish your pay checks, the payday lenders will have to get a judgment from the court. However, as they are prohibited, they won't be able to get a judgment. Thus, they won't be able to garnish your paycheck. You will be liable for paying only the principal balance to the payday lender.

since i ha ve already pay the principal on some and paid more, should i receive the interest and fees back from them if i ask for it

alot will fight you on not only the refund,but the fact you still owe them.push for the refund,but just know if you overpaid you owe them nothing,and you pay them nothing further.