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how can i get everything off my credit and still b

Date: Mon, 05/23/2011 - 13:56

Submitted by e23carter
on Mon, 05/23/2011 - 13:56

Posts: Credits: [Donate]

Total Replies: 3


how can i get everything off my credit and still be able to have a nice things without giving up my life?


You are dreaming.

You get nice things by working hard. It is called being an adult.

You cant get everything off your credit....especially unpaid items. Creditors are entitled to report your good and bad information. NO one can make them remove these tradelines if they are reporting accurately.


lrhall41

Submitted by SOAPLADY on Mon, 05/23/2011 - 20:18

( Posts: 17315 | Credits: )


Yes, you can't possible remove the accurate items from the credit report. If you have several negative items on your credit report, then they will remain on your credit report for 7-10 years. However, you can try to pay off the unpaid items. Once you have repaid your debts, you can request your creditors to remove the items purely on goodwill. Otherwise, you may request them to update the account status as "Paid in Full" or "Paid as settled" or "Paid as Agreed".


lrhall41

Submitted by Good Nelly on Mon, 05/23/2011 - 20:27

( Posts: 2846 | Credits: )


It is never possible to get off everything from your credit report. Once any negative item appears on your credit report, it will remain there for at least 7-10 years. So, it is better for you to repay your debt gradually. When you have repaid your debt fully then you can request your creditors to update your account status as ???Paid-in-full???.


lrhall41

Submitted by anonymous on Wed, 05/25/2011 - 04:46

( Posts: 202330 | Credits: )