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The Seven Group/Lifestyle Services Group, LLC ??

Date: Tue, 05/24/2011 - 12:38

Submitted by tcraw1010
on Tue, 05/24/2011 - 12:38

Posts: 47 Credits: [Donate]

Total Replies: 10


Has anyone had PDL dealings with "The Seven Group, LLC" and/or "Lifestyle Services Group, LLC" ???

I have a PDL through them and, when they send me my bi-weekly "statements," there is no address/contact information on it anywhere.

:(


Having a hard time finding any info on The Seven Group LLC or Lifestyle Services Group LLC . . .

Has anyone heard of either of this/these PDL provider(s) and, if so, have any information about their State licensing status? (I am in California - and, based on their "fees" they've been debiting me, I already know they are in violation of State of California Civil Code relating to payday loans).

I need address information so I can send my ACH Revocation letter to them.


lrhall41

Submitted by tcraw1010 on Tue, 05/24/2011 - 15:20

( Posts: 47 | Credits: )


well while they are a new one to me.you can do a search in the bar top right for this place.if there are other threads/posts they will be there.till then keep checking back for more replies.i can say they sound like an illegal.are they internet?if so most likely illegal,but again keep checking back for more replies.


lrhall41

Submitted by paulmergel on Wed, 05/25/2011 - 06:55

( Posts: 15514 | Credits: )


UPDATE:
I sent my ACH/Wage Assignment Revocation letter to The Seven Group/Lifestyle Services Group earlier in the week and, also, called my bank and had them place a hard stop on any further ACH debits from this company. I also spoke with my bank's claim department and gave had a preliminary "heads up" claim for this (and two other) transaction documented.

Well, low and behold, this morning I see a $75 ACH debit (processing) attempt by The Seven Group/Lifestyle. I immediately called my bank's claim department and, unfortunately (for a few days, anyway), was told that I need to wait until the ACH is processed all the way through before I can make my "official" claim (as it might change between now and when/if the processing becomes final). The bummer part is that my account total is still depleted by that amount while the "processing" phase works through.

In any case, as soon as the process is completed, I will make the claim accordingly - not only for this one time further attempt, but for ALL of the overcharged fees that The Seven Group/Lifestyle Services Group debited my account - in violation of my State's Financial Code Laws for such transactions.


lrhall41

Submitted by tcraw1010 on Fri, 05/27/2011 - 09:10

( Posts: 47 | Credits: )


[SIZE=3]UPDATE:
I received a response from "The Seven Group/Lifestyle Services Group, LLC"

[quote][/SIZE]
----- Forwarded Message ----
From: Amy
To:
Sent: Tue, June 7, 2011 6:12:09 AM
Subject: RE: Account Summary - ACH / Wage Assignment Revocation & Resolution Demand

Dear Mr. ,

We respect a consumer who researches the services to which he/she uses. With that being said when you applied for and agreed to the terms of the loan, it would have behooved you to read the complete contract you were agreeing to. You are a citizen of California, however the contract was not made in California. The contract was completed via the world wide web, the governing law (clearly outlined in your contract) which you agreed to by your legal e-signature is based in Nevada. When you spoke with Anthony on 01/07/11 at 1:38pm CST, he clearly outlined how the loan works and what the finance charges were, yet you still accepted the loan.


With that being said, since you have been an excellent customer to us, we will agree to consider the account paid in full. We will not be refunding any charges to you. Thanks,



[SIZE=3][COLOR=black]Amy[/COLOR][/SIZE]
[SIZE=3][COLOR=black]p. 866-388-6726[/COLOR][/SIZE]
[SIZE=3][COLOR=black]f. 866-259-0926[/COLOR][/SIZE][SIZE=3][/quote]


[/SIZE] [COLOR=black]So, I won the "Paid In Full" battle ... but not (yet) the "refund me the overcharges" war.
[/COLOR]


lrhall41

Submitted by tcraw1010 on Wed, 06/08/2011 - 07:36

( Posts: 47 | Credits: )


Oh good grief . . . after I already received an email indicating that my account was considered PAID IN FULL, today I get this ridiculousness . .

[quote]
From: Matt
To:
Sent: Mon, June 20, 2011 12:38:16 PM
Subject: Account(s) Sent to Collection

Applicant# Dear xxxxx, Your account with The Seven Group LLC was sent to National Credit Adjustors, 866-660-1626 Thank you, FTPIC [/quote]
to which I promptly replied . . .


Quote:


Dear FTPIC:

Thank you for your email. However, as you will note and document via the email below, my account with "The Seven Group,LLC/Lifestyle Services Group, LLC" has been closed as paid in full.

If you elect to pursue this matter further, please be advised that I will report your organization - which is NOT legally licensed within the State of California to engage in deferred deposit transactions with consumers of the State of California, nor is in compliance with electronic funds transfer regulations relating to such - to the California State Attorney General's Office, Department of Corporations and Department of Financial Institutions. Furthermore, should you and/or any of your agents elect to pursue this matter further, you will be subject to civil litigation and relative compensatory damages for any/all resulting effect such action renders upon myself or my financial interests.

With this, I truest that our business and relationship is, thus, concluded and I will receive no further communication from either you or any of your agents/affiliate organizations - INCLUDING "National Credit Adjusters."
I wonder if they will finally pull their collective heads out of their @sses and get it.

:cool:


lrhall41

Submitted by tcraw1010 on Mon, 06/20/2011 - 14:37

( Posts: 47 | Credits: )


TCRAW1010:

Can you post back Amy's email address, from your posting above? I need to contact to her about this loan I didn't agree to.

Thanks!


lrhall41

Submitted by on Tue, 01/29/2013 - 07:06

( Posts: | Credits: )


Do you have contact info for the Seven Group. I saw from your response below that you has somes success contacting them.

I was reviewing PDL's and was contacted by several companies. I, in no way agreed or signed anything from the seven group and I had a credit show up in my account this morning. I need to contact them immediately.

Please advise.

Thanks,


lrhall41

Submitted by on Tue, 01/29/2013 - 07:02

( Posts: | Credits: )