what's are the first step to start

How about giving us more information on your debt problems and then we can send you in the right direction.

Are you talking about the first step towards the debt free life? If yes, then calculate your total debt amount first. Please give us more information. This will help us to answer your question.

First of all, you have to explain what you're actually referring to. It could be about reaching a debt-free life, or it could also be about enrolling with a debt settlement program. You'll need to provide us with more information.