Ace Cash Services
Date: Wed, 05/25/2011 - 13:22
Ace Cash Services (not to be confused with Ace Cash Express) - I went to a third party website in May of 2009 (can't recall what the website was) and filled in my information looking for a payday loan. After filling in my information, I closed out of the website because after thinking about it for some time, I did not want to be caught up in any more payday loans. 2 days later an Ace Cash Services had deposited $150 in my account without speaking to me directly or verifying my employment. At the time, before I had noticed that this company had put money into my account, I had a minor case of identity theft going on and was advised to close my checking account by the police, which I did. It was only the day after I had closed the account that I realized the deposit had been made. I called the 800# listed with the transaction and it just kept ringing and ringing. After doing some research, I found out this had happened to several other people (deposits put into their accounts without authorization) and that the company was not licensed and seemingly impossible to reach.
Granted, a lot of time has passed and I can no longer ask my bank to reject the deposit and return it to them, since the account has been closed for some time. Since I live in Pennsylvania, I know that payday loans are illegal in my state, and even if payday loans were legal, Ace Cash Services is not licensed in any state and they are lending illegally.
I refuse to speak to anyone on the phone about this, so what I did was send them an email (sent to an email address that I got from this website: https://finalcollections.acecashservices.com/Main.aspx?Login and under the "contact" there is an email address of [email]FinalCollections@AceCashServices.com[/email]) stating that payday loans are illegal in my state and requested that they send me a mailing address to forward payments to (stating I would only pay the principle amount of $150) and that I would only be willing to make payments via money order. I did not hear back from them and continue getting calls from them almost every day. (I have not ever received anything from them via postal mail.)
I really would like to resolve this and have them get off my back. Does anyone know of a mailing address for them that I can send payments to?
If anyone has any other insight or advice for me, I'd appreciate it. I'm ready to send the $150 back to them as soon as I'm provided with an address, but I'm afraid they'll try to say I owe them more than that.
Thanks again.
well do not talk to them on the phone.they are illegal in every
well do not talk to them on the phone.they are illegal in every state,and will try to tell you that you owe more than that.if they want to be that way too bad for them.you are also right in how they go about their biz.depositing in people's account like that is not right or legal.again don't speak to them keep emailing and only pay the 150.00 when you get an alternate way to pay.btw i do know someone who has dealt with these snakes.the only diff is she had more than what was deposited debited.they still called and harrassed.an absolutely pathetic bunch.
Thank you Paul for the information, I appreciate it. I am hoping
Thank you Paul for the information, I appreciate it. I am hoping someone will come along who knows a proper address for these scumbags, so I can at least mail in a money order for the principle. I will continue to send them the email that I had already sent to them every day.
Have been sending the email daily with no response from Ace Cash
Have been sending the email daily with no response from Ace Cash Services other than phone calls every other day... Does anyone have a mailing address for these people yet? I desperately want to send them the $150 they put into my account but I have no clue where to send it.