Please, i need help now!
Date: Fri, 06/03/2011 - 11:57
I had to repost this, i apologize. I am not able to edit my other post's subject line and i am DESPERATE.
First, i live in Florida.
I initially got an Advance America payday loan to help me out with bills then i got stuck in the cycle of advancing the max(500 w/55 interest) each pay period. I had to switch banks so in the meantime i was suppose to recieve a paper check from my job for 1-2 pay periods. I was suppose to be paid May 20th, i did not get that paycheck until May 27th. My job will not cut me another check for 10 business days to allow the mail time to send it. So i had to push that payday advance back to this Payday. Again, i have not recieved my paycheck today. My job will not issue me another check for 10 business days. I am very, very upset. I don't know what to do now. I have rent due today and i can't pay back this loan to advance america. What can i do? I'm not trying to avoid paying them i am just not getting my paychecks. On top of that, due to me not getting my paychecks on time i had to overdraw my bank account that i write the checks for the advances from, so they closed the account. I do not want to go to jail for writing bad checks, please help me! I have to call advance america before 7pm eastern or they will put my check in.
First, i live in Florida.
I initially got an Advance America payday loan to help me out with bills then i got stuck in the cycle of advancing the max(500 w/55 interest) each pay period. I had to switch banks so in the meantime i was suppose to recieve a paper check from my job for 1-2 pay periods. I was suppose to be paid May 20th, i did not get that paycheck until May 27th. My job will not cut me another check for 10 business days to allow the mail time to send it. So i had to push that payday advance back to this Payday. Again, i have not recieved my paycheck today. My job will not issue me another check for 10 business days. I am very, very upset. I don't know what to do now. I have rent due today and i can't pay back this loan to advance america. What can i do? I'm not trying to avoid paying them i am just not getting my paychecks. On top of that, due to me not getting my paychecks on time i had to overdraw my bank account that i write the checks for the advances from, so they closed the account. I do not want to go to jail for writing bad checks, please help me! I have to call advance america before 7pm eastern or they will put my check in.
okay here is what you do.
since your HR/PAYROLL is not paying you when you should be you need to get to advance america with any proof of this and to request an EPP(extended payment plan)i know it's a shot in the dark,but at least they will know what is going on.it's not your fault.it's your employer's fault.communicate completely with them.that is key.they should work with you once they know the situation.