Payday lender taking out money without authorization
Date: Fri, 06/03/2011 - 14:34
I stupidly went online and applied for several payday loans in hopes of getting one but I applied for onw through a company that was supposed to find the best lender for what I wanted. And I decided I didn't want to go through the payday loan ordeal so I never authorized any lenders to loan me and money. But I got a deposit of $200 into my account from DJR GRoup, LLC (which I have no idea who they are). And now theyre debiting my account for fees to repay this loan. But I never authorized them to deposit money into my account. Once I called them to ask about it. They told me that just by me summiting the application that if a lender decided to loan me any money then I was locked into that lenders terms, even though I didn't authorized it by replying to an e-mail or by phone. So that lender deposited the money and then start debiting my account. Now they're telling me I have to repay 350 to get out. Is there anything I can do? I don't think I should have to pay anything, just give the money back.:mad::mad::-x:-x
here is what you do
this is how DJR and a few other illegal lenders that trap people this way,but they are illegal.that being said you only owe the 200.00.go to the sticky titled DEALING WITH ILLEGAL LENDERS at the top of the paydayloan help forum.again an illegal piece of pdl garbage that is entitled to the principle.if they got that fee debits then you owe them nothing.