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How long to answer DV letter?

Date: Mon, 06/06/2011 - 08:34

Submitted by J L B
on Mon, 06/06/2011 - 08:34

Posts: 329 Credits: [Donate]

Total Replies: 2


I received a letter awhile ago from a law firm referring to a medical debt. I seriously do not recall the debt and it's not on my credit reports by the original creditor they stated or by the law firm.

I sent a DV letter within 30 days of receiving their letter. I sent mine certified and tracked it. USPS says it was delivered.

I haven't heard anything since their first letter. How should I proceed? Do I need to wait and keep and eye on my CR? Are they legally obligated to respond to the DV request in a certain amount of time?

Thanks!


Unless you live in TX where the time limit is 30 days to respond, there is no set time period. I would hang on to your receipt for the CMRRR and keep an eye on your credit report.

Reporting after receiving the validation would constitue "further collection efforts" and would be a violation as all collection efforts are to stop during the validation process.

You could send a follow-up letter (if you wish) after a reasonable amount of time has passed.


lrhall41

Submitted by OhioGal1 on Mon, 06/06/2011 - 10:05

( Posts: 5253 | Credits: )