Delaware loan from VA via Internet

Yep, pdls are legal in Delaware. They have clearly given you 3 payment options. You'll have choose any one of the payment option. Choose the option which suits you best, Go through the loan documents once again. Keep a copy of your payment check or money order with you.

It may be licensed in Delaware, but the laws of YOUR state prevail. They will try to tell you that the sky is purple with yellow polka dots but the bottom line is your state of residence.

micheal,if you can provide the following for me it would help.

1)amount borrowed
2)amount in fees debited thus far

you see sure advance is not licensed in VA so you only owe the principle,and SOAPLADY is absolutely correct.your state law prevails.therefore unless you borrowed 506.00.you don't owe 506.00.re-send your original email.do not think about paying them until they acknowledge the fact that they are not legal,and you don't owe near 506.00.

Sure Advantage B: 400 P: 106
Magnus B: 853 Paid: none yet
Cash Direct Express B: 500 P: 440
Yellow Dale B: 200 P: 79
Advance Me Today B: 500 P: 450
Cash Jar B: 500 P: 262.50
American Web Loan B: 600 P: 180
Cash Call B: 2525 P: 896.82
I have two others but I am told they are legal, one is Advance America I know to be valid and Plain Green.

now then a couple of things.

1)have you closed,or secured your account.
2)plain green is legal really?

you must close your account.you can inform advance america and make other payment arrangements.if you haven't gone to the sticky do so,but i still am baffled.how is plain green legal?i thought plain green was tribal connected.meaning illegal.well just hit the sticky and deal with the illegals that way,and see what you can work out with advance america.i am looking into plain green.will get back with you on that.

I am working on my Bank, it is Wells Fargo / Wacovia and not being very helpful.
I am told Plain Green is "now" illegal but when I originated the loan it was under another company that was legal in VA at the time. Either way that is a nice company that has worked with me and only takes a small payment at an almost resonable interest rate. ^_^

okay so your loan was originated while under FBD-think cash.yep they are legal.

Wow another of my PDL replied to my letter, now this one sites that international agrements with US Federal law superseed my state laws. Will none of these people just be honest?

Dear Michael,
Thank you for your email.
This message is to inform you that we have received your email regarding your loan. However, allow us to explain that this is a St. Vincent company; St Vincent and the United States are both parties to the General Agreement on Trade in Services, a treaty which specifically permits companies in one country to make consumer loans to citizens of the other.
Under the treaty, we are only obligated to follow the federal laws of the United States. We are not required to obtain state licenses and individual state laws do not apply since the federal laws adopting this treaty supersede any state's laws on the subject.
Should you have other questions or doubts, please let us know.
Regards,
Customer Service Department
Advancemetoday.com

Finally the third of my PDL companies got back to me. Cash Jar notified me that my account has been marked as "Paid in Full" and has been closed. I was actually starting to loose hope and thinking maybe the PDL companies where right. Hope this success continues.

I am worried now, I complained to my bank and explained how the PDL companies had pulled the money out of my account even after getting my deauthorization letter. About an hour ago all of the payments taken out of my account Friday are back in my account. Bet there will be some nasty voice mails waiting for me at home.

Hi. I had internet loans with some of the lenders you named. I don't know if they are illegal in your state or not (like they are in mine), but if they are and you need a physical address, I have one for Sure Advance:

Sure Advance LLC
750 Shipyard Drive
Suite213
Wilmington, DE 19801

If the others ever respond, I will post as well.

I have closed my bank account and sent the template letter to all of my PDL companies. Now what? 1 of them sent me a paid in full. 3 have said pay up. 4 have completely ignored me. Whats my next step. I want to do the right thing and pay off the principal but none of the copanies want to coperate with that? Are any of these professional debt copanies lsited on this site good to use? Thanks for all the help all this has been a very hard and emotional trip for me.