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Storefront as well as internet payday lending is legal in your state. However, in order to know whether or not the internet payday lenders are licensed to operate in your state, you need to contact the Texas Office of Consumer Credit Commissioner. If you find that they are licensed to operate in your state, then you can consolidate or settle both the storefront and internet payday lenders.

If you find that your internet payday lenders are not licensed to operate in your state, then you can check out the given page in order to know how you can deal with them: http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html .

Yes, if the payday loan companies (storefront or internet) are legal in Texas, then you can enroll in a payday loan consolidation program. Under this program, the payday loan consolidation company will negotiate with your current lenders to lower the interest rates on the loans. They will negotiate a suitable repayment plan for you. Once the lenders accepts the plan, you can make a low single monthly payment to the consolidation company.