Tribute sold my acct to Jefferson Capital
Date: Wed, 06/08/2011 - 19:12
Is Jefferson Capital a junk debt buyer? If so, can I dispute the debt based on the premise that I never signed an agreement w/them and since they are a junk debt buyer, legally they can only collect from me what they actually paid to obtain my debt information?
A little history on my acct with tribute:
It was a high risk accounts - I was trying to rebuild my credit. I paid on time but when the new credit rules took place they closed my account, as well as anyone else who had similar terms.
I continued to pay on time until April 2011 when I found myself really short on cash - I was about 15 days past due, but when I went to pay online as I normally did I was locked out. They were hard to get a hold of on the phone so I finally sent them a check, but it of course was late.
On 5-1 I went to pay online & was still locked out. I tried to call several times but kept getting a recording telling me "nobody is available-goodby". It took several days to finally reach them and now I'm told they have sold my account to Jefferson Capital.
I've received nothing from Jefferson Capital and am now wondering how to handle things with them if they are indeed a junk debt buyer.
A little history on my acct with tribute:
It was a high risk accounts - I was trying to rebuild my credit. I paid on time but when the new credit rules took place they closed my account, as well as anyone else who had similar terms.
I continued to pay on time until April 2011 when I found myself really short on cash - I was about 15 days past due, but when I went to pay online as I normally did I was locked out. They were hard to get a hold of on the phone so I finally sent them a check, but it of course was late.
On 5-1 I went to pay online & was still locked out. I tried to call several times but kept getting a recording telling me "nobody is available-goodby". It took several days to finally reach them and now I'm told they have sold my account to Jefferson Capital.
I've received nothing from Jefferson Capital and am now wondering how to handle things with them if they are indeed a junk debt buyer.
Quote:Is Jefferson Capital a junk debt buyer? If so, can I dispu
Quote:
Is Jefferson Capital a junk debt buyer? If so, can I dispute the debt based on the premise that I never signed an agreement w/them and since they are a junk debt buyer, legally they can only collect from me what they actually paid to obtain my debt information? |
Nope....when you sign an agreement, it covers the default agreement and assignees rights. You agreed to pay an assignee.
