PDL that I have no proof I never received....
Date: Thu, 06/09/2011 - 08:42
I told them this, along with the fact that one of my reference people I put in jail right around the same time so I doubt I listed him and they told me that "They would note the account but I really should try to get a statement from the old bank to verify I never received the money."
Any one with dealings on this Money & More place? I have read some stuff here about CRA and told them I wanted the debt validated and was told "I will see about getting you some information." Should I worry about it? Any suggestions?
If they call again get an address and send them a debt validatio
If they call again get an address and send them a debt validation letter. Unless they can prove you owe the debt do nothing.
crs is a scam collector
CRS is a scam pdl collector.btw it is up to them to prove that you owe this not vice versa.next time they call demand something in writing.they more than likely will refuse,but then you file AG complaints against them.do not pay them,and again do not engage them.to repeat scam pdl bottomfeeder collector that needs to prove you owe,not up to you to prove yoy don't.if they won't send anything file the complaints,and ignore them.
Thank you both for the responses. I told the "manager" this morn
Thank you both for the responses. I told the "manager" this morning that I would not pay a cent to them until they could provide me with some information that I owed the debt. When I didn't cower and start begging for payment arrangements he seemed to not push the issue any more. He said I should follow up with him in a couple days, yeah, not happening.
So happy I found this site though, it really showed me what I need to be doing/saying if/when I get calls from collectors of any kind.
Don't let these people intimidate you; as far as I know, it's th
Don't let these people intimidate you; as far as I know, it's the law, they must send you something in writing. Don't call them back and if they call back, you can try telling them again to send you a letter and if they refuse, hang up on them. I personally wouldn't send anyone a dime just on the basis of a phone call, that could be anybody calling!
They called me again this morning while I was in the shower so i
They called me again this morning while I was in the shower so it went to voice mail. I am going to write up a debt validation letter and mail it out as soon as I get their address for sure.
Wow, just got another call from them. Was told that this PDL wen
Wow, just got another call from them. Was told that this PDL went bankrupt a few years ago and some of the files might not be actual loans, just applications. They don't know if mine is that way or not until I can provide them a copy of my bank statement showing I didn't get the loan. I explained again that the account was closed a long time ago and I cannot get anything from it.
Oh, he told me that my validation of debt was him reading the info over the phone to me and that the burden of proof is on me to show I didn't receive the money, not for them to provide proof I did. Everything he read to me was the info you fill out online for these PDLs, of course.
I told them I wanted an address for them, he refused to give it to me then went on to tell me that I am just trying trying to avoid the debt, that he was trying to be curious and work with me on paying this off and that I was obviously just refusing then hung up on me.
What is my next step here? I have no address to send anything to, just a phone number and fax number.
do not speak to this moron further
well since he wants to be that way use any numbers you have to file a police report as this moron breaks the law everytome he calls.then use those same numbers to file AG,AND FTC complaints.then stop speaking to him.he is illegal and stupid as yes they must provide in written proof that you owe this.since he wants to lie and threaten he doesn't deserve to be acknowledged further.in fact if you engage this idiot it will only get more calls.btw asking for bank statements as proof is one way a scamming slime gets your info to bleed your account.file the report and complaints then ignore him.