Wolpoff & Abramson

It is possible that the total amount can rise till the debt gets fully paid. The charges must be mentioned in the agreement contract very clearly so that you are aware of it. Ask the collector to send you the debt validation of this account in writing. It is your legal right to know the complete break down of the debt account before you make a payment agreement. The company must honor your debt validation request because they are forced by law.

Read your agreement contract very carefully and know more about the late payment fees that can be added in the total amount. Also check the statutes in your state and know the permissible interest charges on a particular debt. Compare the details with the debt validation letter sent by the company. If found incorrect, place it on dispute so that it gets verified with the original lender. Or, make a payment arrangement and pay off the account. This will improve your credit file.

Wolpoff & Abramson, LLP
aka/Great Seneca Financial
702 King Farm Blvd. Ste 500
Rockville, MD 20850-5775
Phone: (240) 386-3000
Fax: (240) 386-3822
Web Address: wolpofflaw.com

budhibbs.com/debtcollectorpages/wolpoff_abramson.htm

Take a look at the above link about these guys...very interesting.

Link made inactive as per forum rules-Vikas

Hi TMD,

That is a very interesting website in itself. Funny how a lot of the collection agencies that we have heard of/experienced problems with are all listed on the top "America's Worst Collection Agencies"!

~Mary

Yes, I noticed that myself. I am thinking about emailing this guy. About 4 that I am dealing with are talked about on his website. There is a lot of helpful info on that site if you look around.

Yep, I've spent probably the last half hour checking out some of the complaints on his website, very interesting! You should e-mail him, getting the word out may help, you never know!

~Mary

I sent him an email. I also checked him out through the BBB and he has never had a complaint against him. Good to know. I think he is very humerous and not afraid to speak his mind. I love some of the 'titles' he gives some of these CA's.

LOL, I know! I was cracking up on that site. I am definitely bookmarking that one!

~Mary :)

I dealt with W&A in 2004; after sending a dispute letter, I did not hear back from them. In Nov 2005, another debt collection agency contacted me. I did some research on my account to make sure that I covered all my bases, and even called W&A back. The guy I spoke with - Fred, a debt collector - was VERY helpful. He gave me a lot of info about the account, even though W&A wasn't handling it. He also talked about statute of limitations, fraud, validation of debt, etc. I was very thankful that someone actually helped me out. I guess I am one of the few people who didn't have a bad experience with the company. The phone number I called was 301-644-4230 in Frederick Maryland.

Hi mcado4u!

That is great that you had a positive experience with W&A. I think you got lucky! Welcome to the forum, please continue to post and share your ideas and experiences with us!

~Mary

hello my husband just recently started getting calls they don't want to talk to anyone but him but they alway call early in the am hours and later in the evening hours its alway the samething a recording telling you (the person answering the phone) to hang up if this is not who the call is for so at first i would just do as it said and hang up but on friday of last week i didn't and spoke with a person about what this was all about. it turns out that they have bought a old claim for (halgic myers)which went bankrupt here everywhere there are no bussinesses anywhere that we are aware of any longer.anyways the man i spoke with told me my husband would have to show proof of the debt being resolved and it was on his credit report. well number one the debt was mine not my husbands never had him on it .number two i destputed the debt over a year ago with the three major credit reporters and the debt was removed because of the terms the company went bankrupt with proven finding .now these people say its stillon my husband report which i went and got his credit report friday evening from all three credit places transunion,eperian,and equealfax ok alls there is some hospitals bills my husband is paying on fromhis heartache in 2003 helgic myers was from 1994 isn't there something we can do about this man telling us the the debt was still on my husband credit report when we know we disputed it and the debt was removed we we sent a finding letter back in june telling us of the dispute finding and it was in our favor they removed it and they did do this because i checked and printed out the pages of this report this time if anyone has some information that could help us it would be a great thanks in deed hope someone has an ideal thank you waiting to hear back from anyboby .

rssurf, keep the latest copy of your credit report as well as the previous copies to prove that the said debt never appear in your credit file all this time. If WOLPOFF & ABRAMSON is trying to enter negative information in your credit, they must have a legitimate purpose to do this. If this is a legitimate business, the debt should be validated in first place before asking for money. Ask them to validate the debt that has all your account information. Later you can send a dispute letter after they are able to give the information.

If they can't give anything about your account, it restrains them from entering negative info in your file. By the way, at present, this debt should be out of the 7 years reporting timeframe also unless you make a small payment even. You have the rights to dispute with the credit bureau if they enter this account in your file. Legally speaking, the FCRA laws don't allow them to report the item unless you do a payment. If they are entering the item after knowing all the facts, they should be able to prove you with everything

They have filed some sort of notice to sue at the court against my friend. THey say that they represent a Centurion Capital Corp in Maryland that owns a debt. My friend has no debt with them or anyone except almost 9 years ago she defaulted on a credit card and was going through hard times. We looked at her credit report and see nothing. I told her the sol in MA is 6 years anyway and that was charged off in 1998.
Can they try to collect on something so old and take it to court>>>>

these people are complete assholes. They were the lawyers that got a judgement on me over 9 years ago. I haven't heard word from them in over 7 years. Last year I was trying to purchase a home and I called them to make payment arrangements with them and the bitchy bill collector on the other end would not do anything to help set up payment arrangements escept get smart and threaten me. Good luck!! They are jerks!

these people are complete assholes. They were the lawyers that got a judgement on me over 9 years ago. I haven't heard word from them in over 7 years. Last year I was trying to purchase a home and I called them to make payment arrangements with them and the bitchy bill collector on the other end would not do anything to help set up payment arrangements escept get smart and threaten me. Good luck!! They are jerks!

these people are complete assholes. They were the lawyers that got a judgement on me over 9 years ago. I haven't heard word from them in over 7 years. Last year I was trying to purchase a home and I called them to make payment arrangements with them and the bitchy bill collector on the other end would not do anything to help set up payment arrangements escept get smart and threaten me. Good luck!! They are jerks!

these people are complete assholes. They were the lawyers that got a judgement on me over 9 years ago. I haven't heard word from them in over 7 years. Last year I was trying to purchase a home and I called them to make payment arrangements with them and the bitchy bill collector on the other end would not do anything to help set up payment arrangements escept get smart and threaten me. Good luck!! They are jerks!

they are f-assholes dealing with them for years, sent C&D letter from one state they stopped now there in my state with out of state lawyers,change co names -still same jerks