Allied Interstate and AmExp

I settled my amex at about three months late. It was my first one and the first time they called, I suggested settlement. they tried for forty but we settled at less than 30%

Did you settle with AmExp directly or Allied? I have read Allied are the worst of the worst...wonder if I can call AmExp or is it too late?

Don't settle. Contact your state's consumer protection department (or board) and submit a complaint. Get a letter in writing from Allied. I was able to successfully sue AMEX for harassment and have my 10K credit card bill ERASED as a result of me having multiple grievances with my state's consumer protection board (part of the Attorney General's office), the FTC, and the state banking authority.


AMEX is notorious for hiring the two worst collection agencies on the planet: Allied Interstate and Mitchell N. Kay. The lawyer from Mitchell was spooked when I sued him and knew his home address and educational history. Dont take crap. Know your rights. If 7 years have past and the record has fallen off your reports, DO NOT PAY! It's no longer reported to the agencies.


COntact me and I will give you the 411 on how to stop the calls and sue these bastards.

Email address removed per TOS. ~OG

Hmmm... I too am 120 days w Amex, spoke to them yesterday and offered 35% on a 37k bal, no go, they said it would charge off in 24 hrs and go to collectoins. They also said the best they could do was 70%, only if mgmt approved it. Ill wait and negotiate w/collection agency

First calls from Allied and now letters from Jaffe and Ash which was one of firms involved and fined with "sewer service" = filing false affidavits of service to get quick judgments!

I would wait until it goes to collections. Then they will take your offer, imo.