I'm being sued by BOA, HELP!
Date: Tue, 06/14/2011 - 12:27
Like the title says I'm being sued by bank of america. I got a letter in the mail today by the superior court special civil part and am completely overwhelmed. I have no idea what to do, it says to respond within 35 days but when does that so called 35 days start?... How do I respond? There isn't any forms.
Before I went into default, I tried settling a payment plan, asked if they could lower my interest, anything but I was told they couldn't do squat! I couldn't afford my minimum anymore and my minimum was only covering the interest. I'm currently unemployeed and barely getting by every month. I initially wanted to file for chapter 7 but the lawyers wanted 2 thousand, which I couldn't afford at that time, or now. I would do it myself, but I read on forums that if I messed it up, that I would be sol (shit outta luck).
If someone can help, anyone, if you've been in the same situation, how do you get out and get abover water? because right now I'm sinking and seem to have no way out...
Before I went into default, I tried settling a payment plan, asked if they could lower my interest, anything but I was told they couldn't do squat! I couldn't afford my minimum anymore and my minimum was only covering the interest. I'm currently unemployeed and barely getting by every month. I initially wanted to file for chapter 7 but the lawyers wanted 2 thousand, which I couldn't afford at that time, or now. I would do it myself, but I read on forums that if I messed it up, that I would be sol (shit outta luck).
If someone can help, anyone, if you've been in the same situation, how do you get out and get abover water? because right now I'm sinking and seem to have no way out...
Sued
I would guess it is 35 days from date of leter you received, i would make copies of what you offered along with explanation and file it with clerk of the court then make sure if you get summoned to court to show up. If you don't they win by default.
I think, 35 days start from the date of receiving the letter. Yo
I think, 35 days start from the date of receiving the letter. You should give a reply within 35 days. You can consult with an experienced lawyer regarding this issue. The lawyer can help you negotiate a settlement out of court
