Over 3 Months Have Pasted...
Date: Tue, 06/14/2011 - 17:08
I got a letter from a CA on March 3rd, 2011 and sent out a VD letter March 15th, 2011. I sent it Certified Mail through USPS and received a "signature" - more like a circle back. My guess is that they received my letter. I haven't received anything from them and phone calls stopped immediately on March 18th, 2011. I am guessing they couldn't valid my debt according to Federal Laws OR forgot about my letter? Should I check my credit report and see if they are attacking my score OR should I send them another VD letter - which I prefer not to because they should be doing their job if they want a penny from me. I am kind of stumped at the moment. Any ideas or advice?
Thank you.
W
What type of debt is it? A DV can sometimes take awhile...in some cases they have to go thru microfiche if your account is old. Others are digital. Some debts take longer than others.
Reply To SOAPLADY
"What type of debt is it? A DV can sometimes take awhile...in some cases they have to go thru microfiche if your account is old. Others are digital. Some debts take longer than others"
It was a credit card debt I had with CitiBank and which my payments were 4 months pass due. They turned it over to a CA at the beginning of March of 2011. The VD letter was sent out a few days after I received the letter and multiple phone calls. I am just stumped that they received my VD letter, yet never contacted me again by letter or phone since March 18th, 2011.
Does it really take CA's almost 3 months to reply back? I know there is a SOL for debt collected but don't they have a required duration to contact me back at least?