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TLC Fast Cash Reponse after I sent the ACH Rev. Email

Date: Wed, 06/15/2011 - 07:29

Submitted by 2haneys
on Wed, 06/15/2011 - 07:29

Posts: 20 Credits: [Donate]

Total Replies: 5


I just received this response from TLC Fast Cash after I sent the form letter that Shazzers provided to us on the "Dealing With Unlicensed Payday Lender" thread:

"Please refer to your copy of the Loan Agreement. Under the terms of the Agreement you agreed to make payments until the loan balance was satisfied in full, in accordance with that contract. We will continue to make all reasonable attempts to make contact with you to organize and obtain payment of all amounts due and payable to enable the loan agreement to be satisfied, as per the original terms. Thanks, Customer Service"

Should the next step to be report them to BBB, FTC, and Kentucky Attorney General? I do owe then 129 left in principle.


After reporting them to the AG, FTC and BB I checked the website (the only way you can communication with them since they do not answer the phone) and the loan is marked as suspended. I wonder what that means?

BTW, they are not located in the US per their CS dept email:

We are not located in California, we have no presence in any US State, we are a non-US company - as was clearly detailed in the loan contract that you e-signed when accepting the loan. Thanks, Customer Service


lrhall41

Submitted by 2haneys on Wed, 06/15/2011 - 08:14

( Posts: 20 | Credits: )


They are stating they can only take payments via ACH, what can I throw at them next? I am not allowing them access to my account and I am only trying to pay what I owe. Should I just ignore them or send them an ugly email?

Please help!!!


lrhall41

Submitted by 2haneys on Wed, 06/15/2011 - 09:48

( Posts: 20 | Credits: )


they are illegal,and stupid.let me answer your queries.

1)the fact they are not US based is just proof of their illeglity
2)your state laws apply here see above for this.
3)if they only take ACH'S then they are SOL,and i don't ,ean statute of limitations.

they are wrong,and know it.they just feel the need to lie to you.if you haven't filed AG,AND FTC complaints against this illegal lender do so.


lrhall41

Submitted by paulmergel on Wed, 06/15/2011 - 11:10

( Posts: 15514 | Credits: )


Hi-

I am interested in finding out, how you were able to email them? I can't find an email from them.

Any updates on them?


lrhall41

Submitted by on Thu, 09/27/2012 - 21:29

( Posts: | Credits: )


There wasn't an email address for them, it was just a contact me link on the website. I'm locked out of my account now so I can't remember where the exact link was but it was after you sign in on the site.

After I reported them to my state AG and just stood my ground on their nasty collection calls, I haven't heard anything from them since January. Good luck!


lrhall41

Submitted by 2haneys on Sun, 09/30/2012 - 18:04

( Posts: 20 | Credits: )