So if Loan Point USA still keeps calling me even after receiving

Date: Mon, 06/20/2011 - 09:48

Submitted by JK2653
on Mon, 06/20/2011 - 09:48

Posts: 90 Credits: [Donate]

Total Replies: 3

cease & desist letter, are they in violation of the FDCPA? Had one message where the agent said that she had my file on her desk, and that this was my last chance to reach a resolution with them. Whatever.

FDCPA applies to third party collectors. If LoanPoint was your

FDCPA applies to third party collectors. If LoanPoint was your original lender and they are the ones calling, FDCPA doesn't apply. Who did you send the C&D to? LoanPoint?

lrhall41

Submitted by OhioGal1 on Mon, 06/20/2011 - 10:05

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Yes, I sent them a letter similar to the one outlined here for p

Yes, I sent them a letter similar to the one outlined here for pdl companies. I sent it to them 2/25/2011. They are calling at random times. So I can't do anything but ignore them?

lrhall41

Submitted by JK2653 on Mon, 06/20/2011 - 10:23

( Posts: 90 | Credits: )

There's not much else you can do. Continue to file complaints w

There's not much else you can do. Continue to file complaints with the AG and the FTC. Ignore the calls. Hopefully, they'll turn it over to a CA and THEN you can use the full force of the FDCPA.

I'm going to look at the rules of FCRA and FACTA to see if there's something there. Have they reported this on your credit report?

lrhall41

Submitted by OhioGal1 on Tue, 06/21/2011 - 05:07

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