Check N Go in MD
Date: Fri, 07/01/2011 - 09:05
Hello, all I am having some troubles with a company called Check N Go. Due to some medical issues, I had to take out an installment loan with these guys (the office I dealt with is in Delaware btw) and have been able to pay most of it until recently when again modern medicine and a frail body has managed to make life hell again.
They had a check for a different amount than what I owed (you are supposed to give them a new check every time). They have ACH'd my account 3 times now and I have gone through what paperwork I have and there is no mention that I can find about their ability to automatically do this.
In reading through these forums, I noticed that there is alot of info about these guys on here. I found out through the state website that their license expired here in MD for installment loans in April of this year.
My question is, do the same rules still apply as with the PDL's?? Can I successfully authorize a hard ACH block via my bank and send them a C&D letter? (cannot seem to find the up to date on in that thread that is 39 pages long :( )? Are they required to comply? If I still have a balance, how much would still be owed??
Thanks in advance for any help and/or advice I can get....
Edit: They are doing business as Eastern Specialty Finance, Inc.
They had a check for a different amount than what I owed (you are supposed to give them a new check every time). They have ACH'd my account 3 times now and I have gone through what paperwork I have and there is no mention that I can find about their ability to automatically do this.
In reading through these forums, I noticed that there is alot of info about these guys on here. I found out through the state website that their license expired here in MD for installment loans in April of this year.
My question is, do the same rules still apply as with the PDL's?? Can I successfully authorize a hard ACH block via my bank and send them a C&D letter? (cannot seem to find the up to date on in that thread that is 39 pages long :( )? Are they required to comply? If I still have a balance, how much would still be owed??
Thanks in advance for any help and/or advice I can get....
Edit: They are doing business as Eastern Specialty Finance, Inc.
You can authorize a hard ACH block through your bank in order to
You can authorize a hard ACH block through your bank in order to stop them from debiting money from your account. However, as far as I know, you cannot send a cease and desist letter to your creditor. It can be send to the CA. If you owe the debt, you can apply for debt settlement. This will make it affordable for you to pay off the debt.
close the account to so you wont be have alot of outstanding ban
close the account to so you wont be have alot of outstanding bank fees check out the forum theres one with your state laws I do know that payday loan are illegal in washington dc thats why there are no longer any store front store in dc anymore including check n go
