credit card suit

Date: Mon, 07/04/2011 - 23:05

Submitted by anonymous
on Mon, 07/04/2011 - 23:05

Posts: 202330 Credits: [Donate]

Total Replies: 2

I got letter with my name. it was a court claim for money, an affidavit from CC Co stating owed 1156, and account was charged off in ordinary course of business 14 months ago. What to do? 1) I am a Jr and don't owe nothing. 2) it's my son which they have given me CC account # last 4 SS and bal. 3)I don't know were he lives.4) heard the collection co is real YKW! I guess I will mail back both also got paper in door handle state SOL as only 3 years but warrant states I must write a statement to court. Note: the judge is a real,real, hard nose, so I don't want to mess with him. Any help. Thank you.

You should give a reply to the court letter. If you don???t

You should give a reply to the court letter. If you don???t owe this debt, then you can inform it to the court that the debt is not yours. You need to check the SOL period in your state. If the SOL period has expired, then the CA don???t have any right to take any legal action against you. You may also make a written request to the CA for a debt validation letter via certified mail with a return receipt request. If they don???t reply, then give a copy of this letter to the court. You can also get help from an experienced lawyer regarding this matter. He/she will help you to resolve your problem in a better way.

lrhall41

Submitted by on Tue, 07/05/2011 - 00:33

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If the debt belongs to your son, obviously you do not owe the de

If the debt belongs to your son, obviously you do not owe the debt. Reply to the summons, that they served the wrong party. Simple as that. You may also want to check your credit to make sure your sons credit has not merged with yours....

lrhall41

Submitted by SOAPLADY on Tue, 07/05/2011 - 04:04

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