pdl help in wa

Date: Tue, 07/05/2011 - 13:48

Submitted by anonymous
on Tue, 07/05/2011 - 13:48

Posts: 202330 Credits: [Donate]

Total Replies: 6

Hello I have been contemplation.g help for a while now. I have 5 loans 1. Platinum cash for 250 paid 300. 2 great sky cash for 300 pd 300 3. Alliance one but they debit my account from cornerstone 250 pd 300. 4. 500 fast cash for 300 paid 0. 5. This one gets taken out of my account by someone but there is no name or phone number and they never sent me anything. I live in Washington and have looked up the laws. I also have searched for their licences which none of them are licences in Washington. Please help. Thanks.

Payday lending is legal in Washington. You can contact with the

Payday lending is legal in Washington. You can contact with the Washington Department of Financial Institutions to know whether or not these payday loan companies are licensed in your state. If they are not licensed, then you will have to pay only the principal amount. Illegal payday lenders don???t have any right to take any legal action against you. You can request your bank manager to put a hard debit check on your bank account to stop unauthorized withdrawal. If you want to know more regarding the payday loan state laws, glance through the following link:
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

lrhall41

Submitted by sally.nachelle on Tue, 07/05/2011 - 22:28

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Hi, Yes, you can certainly come to know whether or not pdls are

Hi,

Yes, you can certainly come to know whether or not pdls are legal in Washington by the above mentioned option. If they are, you have to pay both the interest rate and the principal amount on all your respective payday loans. If you think that you can't pay the entire balance, you can go in for payday loan settlement.

The principal amount on all your payday loans can be drastically reduced on effective negotiation of the debt consultant with your payday loan companies. To know more about payday loan settlement, yo may visit http://www.debtconsolidationcare.com/paydayloan-settlement.html

Hope this helps..!!!

lrhall41

Submitted by on Wed, 07/06/2011 - 07:46

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I did it and sent a letter to 4 of them that I could find the e

I did it and sent a letter to 4 of them that I could find the e mail address to. One of them already posted back with some bs reply that it was legal but I know better from watching these posts it was alliance one or I guess alliance 290. How should I reply?

lrhall41

Submitted by on Wed, 07/06/2011 - 09:35

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I'm confused. Alliance One is a collection agency, not a payd

I'm confused.

Alliance One is a collection agency, not a payday lender.

lrhall41

Submitted by OhioGal1 on Wed, 07/06/2011 - 09:43

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[LIST=1] This is apparently alliance 260 but some of the paperw

[LIST=1]
This is apparently alliance 260 but some of the paperwork says alliance one. They are a lender's

lrhall41

Submitted by on Wed, 07/06/2011 - 11:41

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Payday loan help in WA

Hi-

I have ten internet payday loans I a checked the link below and non of the them appear to be liscenced in washington state. What should I do?? I do not want to keep forking my entire paycheck over to these companies. I have already closed my account. Just unsure of what the next steps I need to take are to be done with these horrible companies.

Link used
https://fortress.wa.gov/dfi/licenselu/dfi/licenseLU/LicenseLLU.aspx

Companies & original principal
VIP loan shop - $300
Payday Max - 740
Plain Green - 840
Anasazi - 300
National Group - 300
Ameriloan - 350
Magnum - 600 (paid $760 to date)
OneclickCash - (300 with 130 remaining)
Peak3 (350)
Advance Me today (300)

lrhall41

Submitted by on Wed, 07/06/2011 - 16:47

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