Texas Single Mom in Payday Loan Cycle

Hi, I've been reading through as many threads as I can to find the answers I am looking for, and in the course of staring at the computer, my two toddlers have been destroying my apartment. I apologize, as I'm sure my questions have already been answered in another thread, but I truly appreciate any help offered.

Currently, my checking account is -$690, and in two days, I owe $915 to the daycare facility or they will not be able to keep going to day care. Of course, I feel like one of my only options is take out yet another payday loan. (Last week, I tried to apply for a personal unsecured loan from Wells Fargo with my sister as a cosigner in order to get the funds to pay back all of my payday loans and get my current bills paid, but it was declined due to my bankruptcy 3 years ago.)

I have 4 PDLs outstanding right now. All of them are current, and they come due at the first of every month since I only get paid monthly. It's about $1000 that is coming out of my paycheck every month, so I'm swimming (er...drowning).

Here are my debts:
Cashnet USA (borrowed $1250, paid $797.51 in renewal fees)
EZ Money Payday Loans (borrowed $1325, paid $293.63 in renewal)
Check n Go (borrowed $1000, paid $516.98 in renewal)
Ace Cash Express (borrowed $1000, paid $927.93 in renewal)

I'm wondering if I should take out one more loan to cover me for the day care expenses and then close my account and start using my other one that I have at Wells Fargo (opened it when applying for the loan). Then go through with the letters and revokation of ACH transactions. Please help! What is the best strategy here? Thank you.