Help with payday loans.
Date: Sun, 07/17/2011 - 13:23
Hello,
I received an email from Great Sky Cash thanking me for my loan application and stating that funds in the would be deposited into my account. I replied to the email and stated that I never requested to take out a loan with that company and wanted to refuse the funds. I received a reply that if I did not want the loan then I should not have signed the document and that they would be depositing the funds anyway. I did not sign any loan document with them but the document that they sent me with my "acceptance" was an electronic signature. They also had some of my employment info wrong. They did have all of my checking account info so I immediatly had my bank account closed and need a way to verify which loans are legal to operate in the state of Texas and if they are governed by our laws.
The loans I currently have out are.
The Loanbat Group $200
La Posta Tribal $200
500fastcash $450 paid $135.00 (renewal fee)
Ameriloan $400 paid $135.00 (renewal fee)
I have received countless calls at my workplace regarding pre-approvals. When I ask for the name of the company they are calling from they overtalk me. I have received calls at my home asking if I was still interested in getting a loan. I know that I must have applied at a bad site and my info was either not secure or my info was sold to other companies. I want to fulfill my obligations for the money I owe but do not want to be stuck with outrageous finace charges and" renewal rates" to extend the date I can pay back my loan in full. Please help with any advice that will help with dealing with these companies.
I received an email from Great Sky Cash thanking me for my loan application and stating that funds in the would be deposited into my account. I replied to the email and stated that I never requested to take out a loan with that company and wanted to refuse the funds. I received a reply that if I did not want the loan then I should not have signed the document and that they would be depositing the funds anyway. I did not sign any loan document with them but the document that they sent me with my "acceptance" was an electronic signature. They also had some of my employment info wrong. They did have all of my checking account info so I immediatly had my bank account closed and need a way to verify which loans are legal to operate in the state of Texas and if they are governed by our laws.
The loans I currently have out are.
The Loanbat Group $200
La Posta Tribal $200
500fastcash $450 paid $135.00 (renewal fee)
Ameriloan $400 paid $135.00 (renewal fee)
I have received countless calls at my workplace regarding pre-approvals. When I ask for the name of the company they are calling from they overtalk me. I have received calls at my home asking if I was still interested in getting a loan. I know that I must have applied at a bad site and my info was either not secure or my info was sold to other companies. I want to fulfill my obligations for the money I owe but do not want to be stuck with outrageous finace charges and" renewal rates" to extend the date I can pay back my loan in full. Please help with any advice that will help with dealing with these companies.
Please do not create multiple threads. It gets difficult for the
Please do not create multiple threads. It gets difficult for the admin to manage them. Your query has already been answered in the following thread:
http://www.debtconsolidationcare.com/forums/showthread.php?p=883315#2
