Sandpoint Capital, United Cash Loans, Advance Me Today & 247 Green Street
Date: Sun, 07/17/2011 - 18:44
Should I stop paying these PDL's? I live in California and I didn't find that they were licensed when I searched.
Sandpoint Capital
Loan on 3/10/11 for $200.00
Payments so far total $420.00 and remaining balance is still $200.00
United Cash Loans
Loan on 2/09/11 for $300.00
Paid this loan off finally on 5/13/11, total paid was $825.00
Re-loaned on 5/27/11 for $400.00 and have made two payments of $120.00 so far, both only interest so remaining balance is still $400.00. Can the overpayment of fees and interest on loan #1 be considered payment in full for the remaining balance of loan #2?
Advance Me Today
Loan on 4/12/11 for $300.00
Total paid so far is $500.00 and the remaining balance is $250.00.
247 Green Street
Starting in March 2011, I have received 6 loans totaling $4900 and have paid them in full for a grand total of $6075.02. Since this company is located outside the US in Malta, would it be possible to take out a new loan for $1175, close my bank account, and let them know I won't pay it back since that is the cost of fees I've paid for illegal loans? I doubt they'd provide a refund to me.
Thank you for any feedback! :D
If you've found out that your payday lenders are not licensed to
If you've found out that your payday lenders are not licensed to operate in your state, then you should just pay them the principal balance. You won't be liable for paying them any interest charges or other fees. Once you pay off the principal balance, you'll be able to get rid of the debts.
Hi, Im just curious about how your situation turned out? I also
Hi,
Im just curious about how your situation turned out? I also have loans with United Cash and 247 Green Street.
Thanks!
You should contact with the California Department of Corporation
You should contact with the California Department of Corporations in order to know whether or not pdl companies are licensed in your state. Their contact detail is as follows:
# Address - Financial Services Division, 1515 K Street, Suite 200 Sacramento CA 95814
# Phone - (866) 275-2677
Hi Sally, I have... and none of them are. Well, I checked on th
Hi Sally,
I have... and none of them are. Well, I checked on the California Department of Corporations website and none of them are showing up. As a matter of fact, 2 of them have desist and refrain orders from the past. (I'm not sure if that means anything or how desist and refrain orders can help). But, I replied to this thread to ask the outcome of 247 Green Street because they're one of my lenders... located in Malta. I was just interested on how difficult it will be for me to deal with them.
I would hate for someone to call my home with hostility and one of my kids answered the phone!
I can tell you how my situation with 247 Green Street they left
I can tell you how my situation with 247 Green Street they left me alone after a few emails back and forth and a couple of letters they sent. They are in Malta so I know they are not legal they will claim to have a treaty to lend with the US which is BS so don't fall for it!
United Cash Loans I have paid them all but 30.00 and they are still trying to say I owe them 195.00 they win't give me a address to send them the 30.00 so if they don't send it they don't get paid I had them threaten to call my job but they have not as of yet. I already told my boss about them and what they are trying to do so he is aware. United Cash Loans are scum and they hide behind a tribal immunity status. Keep filing complaints and don't stop!
Thanks for your input about 247 Green Street! I really appreciat
Thanks for your input about 247 Green Street! I really appreciate hearing other people's experiences. It really helps calm the nerves!
When I woke up this morning, I finally got the courage to take the first step (after days scouring this forum, of course). I went ahead and cancelled my bank account! Surprisingly BofA was so helpful. Strangely, they did find 2 ACH Transactions that posted today from a pmcclub.com. < I have no idea who they are! I googled them and found that others have been scammed by this company as well... take money out of people's accounts. This leads me to believe that my lenders may be SELLING my information! I was completely mortified.
Outcome: my bank refunded the money that was debited and i opened up a brand new checking/ savings account. However, I'm still upset and worried that there are illegal companies out there that I have my private information without my knowledge... and have the tenacity to use it!