Multiple Payday Loans

Welcome!
I am so glad you are asking us for help! The store loans are the most important, as chances are that these businesses are licensed in your state. Does that mean you need to keep paying them? No, but they need to be taken care of first.
Close your bank account and get a new one. Go to your branch if you have to, but close your account. As soon as these places know that you are not going to pay them, they will hit your account faster than a New York minute.
Once you have that new account, call the managers of your store loans.Know exactly what you can afford, propose it and pay it. If they tell you that they don't accept payment arrangements and they accept your money orders, then they accept payment arrangements.
Take notes, document all conversations. You are going to have many of them, but it can be done.

Payday lending is considered legal in the state of Illinois. You can get information from the Illinois Division of Financial Institutions in order to know whether or not pdl companies are licensed to operate in your state. If you find that the lenders are legal in your state, then you will have to pay both the principal and interest. If you are in a financial crisis, then you can contact with your lenders and negotiate with them. You may try to consolidate the debts on your own. You are required to pay only the principal amount, if you find that the lenders are not licensed to operate in your state.

Thanks for the responses. The loans that are not in default are the only ones with my current bank account information. I received a call from Payday loan yes saying they were going to take me to court. I looked them up and they aren't licensed in Illinois. I couldn't find any of the others ones, except the store loans and speedy cash that have licenses for Illinois either. Can payday loan yes do this?

no they can't do a thing they threaten.file an AG complaint asap.btw they are not based in the US so treat everything as an illegal threat that should be reported.btw all of the loans you listed in default are illegal in IL.meaning you only owe the principle,and anything debited gets deducted from that.just know unless nothing was debited you don't owe near what they will claim you do.

whoops.forgot that CK,and werstern sky/cash call are also illegal and ou only owe the principle there as well.try to recall how much was debited by each as again both of those are also illegal in IL.

Thanks. With westernsky/ cash call, they only gave me 1,000, but added a loan fee of 500 to give me a balance of 1500. I should only owe 1,000, correct? Also, how can I go about making the loan providers agree to me paying only the principal balance?

You just do. These people are operating illegally. Technically, you could not pay them anything and there isn't anything they can do about it. You just need to tell them you'll pay the principal by money order or pre-paid debit card only and if that's not acceptable to them, they won't get anything.

Do NOT give these people your new account info.