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Rosenthal & Associates

Date: Thu, 07/28/2011 - 06:50

Submitted by melinda keiser
on Thu, 07/28/2011 - 06:50

Posts: 4 Credits: [Donate]

Total Replies: 8


I have been contacted from a Rosenthal & Associstes since the end of April 2011. First it was a Agent (first name) Brooke telling me that I had a debt from a payday loan I did back in 2008. I had informed her I was already dealing with another creditor GA Investigations on this matter and had been since January 2011. I asked this woman to please provide me a copy of the paperwork so I could compare and see if this was the same debt and she stated they do not provide paperwork got extremely rude and told me to call her back in two hours with a crad number I could money towards and hung up on me. I than contacted the gentleman I was working with at GA and explained to him the issue. He had me conference in a call to try and help and she became rude with him and than again hung up. She called my place of employment several times even had me paged numerous times. When I spoke to her again she was rude and degrading making statement of "you kind of people" . She did frazzle me to the point I ended up placing $200.00 on a credit card. SHE set me up on $500.00 payments which I advised her I could not make and she stated the 200 was just enough to keep me out of being picked up at my place employment by the sheriff's on check fraud so I should be thankful for her help. I than cancelled the payments on my card ( other than the $200.00 I already gave). I than heard nothing until June when I was contacted by an Agent Blair who went to the extent of calling my house at 12:02 am. After I called and left a voice mail complaining of that I didn't hear anything for about two weeks. I than receioved one call from another Agent ( man's name I do not remember) and now almost 3 weeks later I am receiving calls from a Agent Mateen who also called my work even though I have verbally requested more than one occassion I do not be called on that number, who was extremely rude and advising me I would have a sheriff at my job and be sued for check fraud. I again tried to explain to him as I did Agent Brook of the GA creditors I was paying and he hung up on me. Called me back to tell me he would not be talked over and I was just to listen. Also how I closed out my bank account intentionally planning to be fraudalent and he had a letter from the bank who was also being represented in my fraudlant claim and would testify against me. First the bank closed my account I didn't close my account. I never knew this payday was not paid as my check went in the account as it was direct deposit and than the next thing I know I have a 800.00 negative balance. Now mind you I dropped the ball on getting all the facts of what happened with checking account but it was not until 2011 , 3 years later I was hearing of an issue. Now Agent Mateen says he is the manager has the paper to process on his desk to send me to jail and if I do not have $500.00 by 12 noon today 7/28 he will process those papers and a sheriff will be at my job by 1 pm. Trying to contact GA since Monday but I am not getting any call backs. Not sure what to do. Any advise.

Sincerely Melinda


THey are scamming you! You cannot be arrested for check fraud! They are not agents, they are bill collectors. Get phone numbers and addresses....file against them with the FTC and AG's office and your state.

The only Rosenthal and Associates looks like a reasonably legit law firm out of LA. What state do you live in?? Who was the original payday lender? Was that loan even legal??


lrhall41

Submitted by SOAPLADY on Thu, 07/28/2011 - 07:04

( Posts: 17315 | Credits: )


first off you never pay trash like this.you report them.first to your local police as this idiot broke the law in threatening fraud.next you file AG,AND FTC complaints against this piece of garbage.then you try and recoup any money given to them as again a lawbreaking bottofeeding scam.you mentioned a cc.then do a chargeback,meaning you claim the charge as fraudulant,and not only have that money returned.then have the card cancelled and another one issued.then when this trash calls hang up without a word.bottomline this is a complete waste of oxygen,and so is everyone associated with this place.know that when another place calls and acts like this to report them and ignore them as they are lawbreaking bottomfeeding trash.


lrhall41

Submitted by paulmergel on Thu, 07/28/2011 - 07:09

( Posts: 15514 | Credits: )


I live in NJ and it was originally My Cash Now online payday loan. I had an issue with my check account and it was closed by them but not until the end of 2009. I never heard from these people so I assumed it was that transaction and another that put me 800 in the hole and I did mess up by not following up and confirming but again it took them 3 years to contact me. I have filed a claim with BBB and AG in New Jersey. What is FTC?


lrhall41

Submitted by melinda keiser on Thu, 07/28/2011 - 08:21

( Posts: 4 | Credits: )


a couple of important points.

1)pdl's are prohibited in NJ meaning mycashnow is illegal.
2)since the pdl is illegal you only owe the principle,and anything debited before default gets deducted from that.
3)googled GA investigations and they are not legit either.


do this try to recall how much was borrowed from mycashnow,and how much was debited before default.then see how much you paid thia bottomfeeder GA investigations as that should also get deducted.now whatever method you are using to pay this piece of slime stop it NOW!again you only owe the principle,and GA investigations is a bottomfeeder as well.do not pay them another dime as i'm guessing that they are collecting on the illegal terms of the loan.sorry,but illegal lenders,and bottomfeeders can't do that.see how much you paid before default and to the bottomfeeder.do not give GA another dime,in fact file AG,AND FTC complaints against both mycashnow,and GA investigations.you got taken here and you should stop the cycle now!!!!!!


lrhall41

Submitted by paulmergel on Thu, 07/28/2011 - 08:32

( Posts: 15514 | Credits: )


I have done all the paperwork and filed with attorney general in NJ. Do I file a police report for harrassment by Rosenthal Stein? This Mr. Mateen has now yet again called my place of employment, even though I have stated verbally to people there and on voice mail they continue to call. Plus they now gave my personal information to the receptionist after holding for more than 7 minutes and advised her that I must call them back or the proper authorities would be at my place of employment to pick me up and arrest me for check fraud.


lrhall41

Submitted by melinda keiser on Fri, 07/29/2011 - 07:21

( Posts: 4 | Credits: )


not only file a police report,but inform everyone that this is a scam calling and to hang up on them,and keep hanging up,but yes file a police reports as the calls are illegal.do those things and ignore anybody that calls on this again as i have looked again,and unless you borrowed 2,000.00 you owe nothing on this.


lrhall41

Submitted by paulmergel on Fri, 07/29/2011 - 07:28

( Posts: 15514 | Credits: )


I will go on lunch to my county police station and file a report for harrasement and fraud. I have notified the receptionist to hang up should they continue to call. I have to look through records but I could only borrow what my check was ( atleast that's what they told me at the time) which was no more than 900.00 principle and than of course all the APR and other charges I am sure they put on to it. I'm contacting the bank I was with at the time to see if they can provide me records from that time. Thank you very much for all your help.


lrhall41

Submitted by melinda keiser on Fri, 07/29/2011 - 07:36

( Posts: 4 | Credits: )