HELP! ameriloan bottom feeding scum

Hi,

You will be happy to note that payday loans are considered as illegal in New Jersey and are prohibited by law. The person who had called you is simply trying to scare you so that you make the payments. As you've paid off the principal amount in full, you are not liable for paying them anything more.

Also, remember that they won't be able to take any legal actions against you as they are illegal in your state. If they call your friends, then you and your friends can report them to the New Jersey Department of Banking and Insurance and also file a complaint with the BBB and the FTC. You may even contact an attorney and check out if you can pursue any legal actions against them.

Take care.

If you go to the first page of the Payday Loan Help of the forum there is a sticky called dealing with illegal lenders. There are templates that will help you formulate your ideas. Also dealing with Ameriloan will be hell they will consytantly harrass you. I would suggest you do what the poster before me said and make sure you file your complaints especially with the FTC they are investigating Ameriloan right now. Your complaint will just add more leverage to their paperwork. Don't let any of them bully your or scare you. I was nervous when I started but it feels so good to be payday loan free and liberated. They played on us because we didn't know we were in need at the time and they got over on us. Take back your freedom and file you complaints make sure your bank account is secured, closed or something. Speak to your banks branch manager and explain to them everything so this way there is nothing they can do.

I wish you the best and keep us posted on your progress because you will make alot!

I am entitled to an overpayment with them as well. I have gotten refunds from 2 lenders already but Ameriloan is not budging. File all complaints against them that you can (AG, Banking Dept, FTC, BBB, etc...) They haven't responded to my request at all so I simply ingore their calls now.

Let us know how it goes.

Ameriloan will not budge they will insist you owe them and they will constantly upset you! I would just suggest you continue to file your complaints but they are not going to budge, them and United Cash Loans are the hardest to deal with!

Everyone is so right about Ameriloan: they are BRUTAL!! I had my own dealings with them as I was cleaning up my mess. But ask yourself this: they can blow smoke all they want, saying they are going to sue you, but are they REALLY that stupid to spend the money to go to a state where they are not even licensed to try and convince a judge why they are owed the money? Doesn't make sense...

This is very true they feel like they can scare people into giving them money but when you stand your ground and be firm with them they eventually will get the hint I haven;t heard from them now in about a month! I know I shouldn't jinx it because the last time I said something they ended up calling the next day and the call was rejected they are on my blocked call list!!!

hi- I just closed my bank account and sent out my letters via email - Kenwood, Star Cash, Ameriloan, PaymentDirectonline. From reading this I am really dreading Ameriloan. I live in MS; and after hours of research on this forum I concluded that they are all illegal in Mississippi. Someone please correct me if I'm wrong! I'm so nervous- would love to hear some success stories!

Ameriloan is illegal everywhere! Don't be scared for this is what they are designed to do to make you pay them what they want. I am in this seems to be neverending battle with them now they are responding the to BBB with the same bull message they send they are so full of it I would suggest if you have a auto reject option on your phone auto reject their numbers here are the numbers they may call from
1-800-371-9252
1-800-410-9275
1-918-442-9103
1-918-442-9107

It will be ok just stand your ground!

wow- paymentonline just replied to my email with an address for me to send a money order. no nasty threats... by the way I only owe them $22! I really would love to get a refund from Kenwood & Star Cash but I'm not holding my breath...

That's awesome news! Now stick to your guns with Ameriloan. Remember, since they are illegal in MS, just set up a payment plan for the loan principal (what they actually gave you) and tell them to stuff it for their fees. And be sure and report them if they give you any grief.

They are going to be a pain in the you know what to get rid of I am still going through it with them. They actually called me today I told you I have their calls set to go to auto reject so they can't get through I am ready to call them back and cuss them out but it would be useless. They stopped calleng me from the one number and now they call from the 917 numbers like I am slow. They responded to the BBB with the same bull that they do they are illegal scum and don't let them think they are right! I am in NJ too file more and more complaints with the FTC they are already investigating them I received a call from them about Ameriloan! They claim immunity for being on tribal ground BS they are not a part of the tribe they are a part of a fraudulent bogus company!!!


Stay strong stand your ground and give them n0thing!!!