Should i keep paying my ex's non joint credit debt?
Date: Sun, 08/21/2011 - 23:38
Here is an interesting situation that i thought i might look into some advice on.
A year ago i broke up with my fiancee, and had the difficult situation of dealing with the ring debt. Since money was a little tight when i bought the ring we both applied for Helzberg credit cards. My credit line wasn't enough for the ring so i didn't get the card, hers however, covered it. Before we broke up i had paid $3000 off, well its been a year now and i still owe $600 for her line of credit. Pretty much i log in and pay her half every month and its a real pain in the butt seeing how we are done with each other. My question is, since i am no way connected to her line of credit and i want to stop paying, should I?
I've been told no to stop paying and yet keep doing it just out of moral standards, but she has been talking trash about me to mutual friends and i don't seem to care now.
Any advice is appreciated
EDIT:::::
I also found this in the statement
"Your Rights if You Are Dissatisfied With Your Credit Card Purchases
If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with
the merchant, you may have the right not to pay the remaining amount due on the purchase.
To use this right, all of the following must be true:
1. The purchase must have been made in your home State or within 100 miles of your current mailing address, and the purchase price must have been
more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that
sold you the goods or services.)
2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATMor with a check that accesses your credit card
account do not qualify.
3. You must not yet have fully paid for the purchase.
If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at the billing inquiries address on the front of this billing
statement. While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our
decision. At that point, if we think you owe an amount and you do not pay we may report you as delinquent."
Would this be worth a try?
A year ago i broke up with my fiancee, and had the difficult situation of dealing with the ring debt. Since money was a little tight when i bought the ring we both applied for Helzberg credit cards. My credit line wasn't enough for the ring so i didn't get the card, hers however, covered it. Before we broke up i had paid $3000 off, well its been a year now and i still owe $600 for her line of credit. Pretty much i log in and pay her half every month and its a real pain in the butt seeing how we are done with each other. My question is, since i am no way connected to her line of credit and i want to stop paying, should I?
I've been told no to stop paying and yet keep doing it just out of moral standards, but she has been talking trash about me to mutual friends and i don't seem to care now.
Any advice is appreciated
EDIT:::::
I also found this in the statement
"Your Rights if You Are Dissatisfied With Your Credit Card Purchases
If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with
the merchant, you may have the right not to pay the remaining amount due on the purchase.
To use this right, all of the following must be true:
1. The purchase must have been made in your home State or within 100 miles of your current mailing address, and the purchase price must have been
more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that
sold you the goods or services.)
2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATMor with a check that accesses your credit card
account do not qualify.
3. You must not yet have fully paid for the purchase.
If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at the billing inquiries address on the front of this billing
statement. While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our
decision. At that point, if we think you owe an amount and you do not pay we may report you as delinquent."
Would this be worth a try?
Morally, you should pay the money even though your ex-fiancee is
Morally, you should pay the money even though your ex-fiancee is talking trash about you.
Who has the ring? They should be the one paying for it.
Who has the ring? They should be the one paying for it.
debt
I totally understand your desire to continue paying for moral reasons (I'd be inclined to do the same thing); however, what's the point? I'm assuming she has the ring, so let her pay the final $600.00. She can sell the ring to cover the cost.
If you're paying for it, you should have the ring? If she has th
If you're paying for it, you should have the ring? If she has the ring, I'd ask her to return it. You broke up, you should get the ring back. Then you can sell it and pay off the balance on her card.