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Don't know how I got here...

Date: Mon, 09/19/2011 - 13:08

Submitted by awaszczyk
on Mon, 09/19/2011 - 13:08

Posts: Credits: [Donate]

Total Replies: 3


I'm brand new to this site...and I've been reading through some of the posts...but can't locate anything on where to begin. I have $30K in CC debt in my name alone...another $10K jointly or held by my husband. The problem I'm having is that he doesn't know about the $30K. He believes I owe around $15K. We make good money...I don't even know how I wracked up all this debt. We're current on all our cc bills...but there is nothing left afterwards. We don't go out anymore...and I can't cut cable/internet because I work from home. I have a 2 year old and I'm scared for her. Some weeks I don't know if I'm going to be able to pay for groceries. Please send any advice, including how to break this secret to my husband. Our relationship is strained as it is...

Here are my creditors:

Chase: $13,700
US Bank: $6,000
Capital One: $4,500
Bank of America: $2,700
Discover: $1,500

These amounts are all rounded up to the nearest hundred.


I know how I got here, probably a similar route.

The first thing you need to do is come clean w your husband. I was in the same boat, but lost income. Once I had my spouse on board, I began the settlement process. My thinking is this, one step at a time, but make a plan and again, get your spouse involved.

There is plenty of info and helpful people here to help you after that.


lrhall41

Submitted by ioalot on Mon, 09/19/2011 - 14:31

( Posts: 138 | Credits: )


Greetings "[URL="http://www.debtconsolidationcare.com/forums/member.php?u=386076"]awaszczyk[/URL]",

Welcome to the forums.
Just my 2 cents worth but you've gotta come clean with your spouse.

And then both of you have got to make a plan to rid yourselves of the plastic masters.

A couple of cents more worth of advice.
Read these forums, over and over again.

Ask questions, you'll get plenty of answers.
Make a plan and stick to it.

Please keep us informed.
Regards,
King "Kash" Jabba Labba
:D


lrhall41

Submitted by King Jabba Labba on Mon, 09/19/2011 - 17:55

( Posts: 507 | Credits: )