are these companies legal

Hi deejamar,

Well, unfortunately enough, payday lending is legal as per the state laws in Florida. However, in order to know whether or not the above mentioned payday lenders are licensed to operate in your state, you need to contact the Florida Office of Financial Regulation. They will be able to give you the correct information in this matter.

Take care

United Fast Cash and SSM Group LLC are illegal in Florida. You only have to pay the principal amount on the loans.

As United Fast Cash and SSM Group LLC are not licensed to operate in your state, so you can get rid of the debts by paying them only the principal amount. If you have paid them more than the principal, then ask them for the refund. Illegal lenders won???t be able to take any legal action against you. On the other hand if you find that the lenders are licensed, then you will be accountable for both the principal and interest. To make sure whether or not these pdl companies are licensed in your state, you may contact with the Florida Office of Financial Regulation. Their contact detail is as follows:
# Address - Division of Securities and Finance, 200 E. Gaines Street Tallahassee FL 32399
# Phone - (850) 410-9805
# Fax - (850) 410-9748

Please do not start multiple threads asking the same question. Your post has been answered [URL="http://www.debtconsolidationcare.com/forums/showthread.php?p=890289&posted=1#post890289"]here.[/URL]

I've locked this thread to prevent further confusion.

Thanks!