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Pdl help in missouri

Date: Thu, 10/13/2011 - 08:47

Submitted by hugz4me2day
on Thu, 10/13/2011 - 08:47

Posts: 12 Credits: [Donate]

Total Replies: 4


I am a 100% disabled veteran living in Kansas city who has fallen into the pdl trap. I have accounts with Plaingreen, CashnetUSA, OneClick, USFastcash, Advance America, Cash Central, Checksmart, Cashcall. I am getting to a point where I'm falling behind.....if I can no longer make my payments can these companies garnish my VA Disability, Social Security, and or my bank accounts?


You should contact the Office of the State Bank Commissioner in order to find out whether or not your payday lenders are licensed to operate in your state. If they are illegal in your state, then they can't take any legal actions against you. They won't be able to garnish your social security income or your VA disability. As far as your bank accounts are concerned, you may close that account in order to stop any kind of unauthorized withdrawal.


lrhall41

Submitted by Anna Sweeting on Thu, 10/13/2011 - 20:30

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Plain Green. OneClick, US Fast Cash are illegal. You'll have to pay back the principal amount to these companies. Advance America is legal. The legal pdl lenders can file a lawsuit against you if you are not able to make payments on the loans. However, they won't be able to garnish your disability or SA benefits. You can get help of payday loan debt consolidation program to consolidate your debts into a low single monthly payment.


lrhall41

Submitted by Good Nelly on Thu, 10/13/2011 - 21:22

( Posts: 2846 | Credits: )


The contact detail of the Office of the State Bank Commissioner is as follows:
# Address - 700 SW Jackson, Suite 300 Topeka KS 66603
# Phone - (785) 296-2266
# Fax - (785) 296-0168

If the lenders are licensed, then you will be responsible for both the principal and interest. If you are in a financial hardship to payback your full debts, then you may enroll in a payday loan debt consolidation program which will help you to replace your multiple bills into a single monthly payment. Otherwise, if they are not licensed, then you are required to pay them only the principal amount. Illegal lenders can???t take any legal action against you. They won???t be able to garnish your VA Disability and Social Security.


lrhall41

Submitted by sally.nachelle on Thu, 10/13/2011 - 22:47

( Posts: 275 | Credits: )