A small victory

In Feb 2010, I received a dunning letter from Credit Professional Services on an alleged debt with Solomon Finance. I sent them the debt validation CMRR. I received no response so I sent it a second time. Still no response and didn't hear from them again. I checked my free annual credit report and imagine my surprise when Solomon shows up on there under a listing for Maurader (with the same address as CPS), dated Jan 2010, a month before they sent their initial dunning letter. I disputed it with Experian and it came back validated. I requested the name, etc of the person who validated it. I filed a complaint with the FTC, AG and Dept of Commerce. The AG sent a letter off, no answer from Maurader. They sent another letter and finally received a response from Mr. Ryon Gambill himself. The letter was poorly written and contained no facts at all. In fact, he claimed I have a Texas address I use to illegally obtain loans, that he was notified by the credit bureau that I had filed bankruptcy (not that I disputed the debt). I sent a response, calling him a liar and broke down his letter sentence by sentence (with proof) showing what a fraud he was.

Needless to say, the entry is off my credit report so that it a win for me.

Since the AG office isn't letting it drop that easily, I would say that it is not a win for Maurader. Oh, and the investigator with the Dept of Commerce called wondering if I had anything new from them, as they are curious why Maurader or Ryon Gambill is attempting to collect any money in my state, since their license has been invalid since 2006. Being the good consumer that I am, I gladly forwarded all my correspondence!