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Anyone ever deal with Peroutka & Peroutka?

Date: Thu, 11/10/2011 - 09:23

Submitted by dshell17
on Thu, 11/10/2011 - 09:23

Posts: 7 Credits: [Donate]

Total Replies: 8


The collection agency URS had my debt, I sent a debt validation letter, they sent back some statements, but i was told i should see if they could provide my proof in validating the debt , so i sent another request and now its with a law firm Peroutka ?
Any suggestions on why they would resell my debt if it was valid? And now i think it may be worse if its really with attorneys.....
Any suggetions or Help would be greatly appreciated.


This is tricky. You requested validation they sent it but then you requested validation again?

If what they provided originally was validation, then there's not violation here.

However, if they hadn't properly validated the debt and then, instead of sending you validation, they sold it to another collector...that's an FDCPA violation.

So, what exactly was sent the first time and what prompted you to send a follow up request?


lrhall41

Submitted by OhioGal1 on Thu, 11/10/2011 - 11:19

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I honestly don't know, i sent a debt validation letter via OVATION ..

Follow up letter still trying to find out if they did or didn't, should know shortly..


lrhall41

Submitted by dshell17 on Thu, 11/10/2011 - 11:49

( Posts: 7 | Credits: )


Ovation is a credit "repair" service that i am throwing money away on..
Will stop using them,but they have only gotten 1 negative removed so far.


lrhall41

Submitted by dshell17 on Thu, 11/10/2011 - 12:09

( Posts: 7 | Credits: )


I guess with this forum it shouldn't be too difficult..
Thanks


lrhall41

Submitted by dshell17 on Thu, 11/10/2011 - 12:43

( Posts: 7 | Credits: )


Not sure what your intention is, as your posts are unclear. Sounds as if you're still looking for validation, but then again it also sounds as if you may have already received it? Either way, cover your tracks, because if you're in Maryland, this law firm will sue you; they've sued one of our clients in the past. So, be sure to communicate with them, and let them know what steps have been taken and what it is you expect. If you remain silent they will be suing you - be proactive to either resolve this debt, or request proof that this is indeed your liability. It's better to do something now than to wait for a lawsuit.

Also, FYI - you probably have some time before they sue you. Our client's account went to Peroutka in August and our client wasn't served a summons until March. We negotiated for several months, and they still sued, knowing that our client had every intention of resolving the account. Finally, we settled for 60% of the balance, but these morons held out for 80% for all those months. Not sure this is relevant for you, as again, I don't know what your intentions are - just trying to give you some insight. Good luck!


lrhall41

Submitted by mariemegge on Fri, 11/11/2011 - 09:10

( Posts: 168 | Credits: )


Was it a capital one account? Ouch, 60%, i was hoping no higher than 40% but my debt is for 8100....

I will be calling them shortly to let them know..I just got the letter and a call already on monday..

Still not sure why URS sent me over just for sending them a DV letter. Of course i was paying URS monthly a small amount just to stop the calls but then someone said you should stop paying and send a DV letter. I sent theDV, got some statements showing proof and then this happens..


lrhall41

Submitted by dshell17 on Fri, 11/11/2011 - 09:50

( Posts: 7 | Credits: )