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Closed bank acct and money still came out

Date: Tue, 11/15/2011 - 03:48

Submitted by highspeeddirt
on Tue, 11/15/2011 - 03:48

Posts: 5 Credits: [Donate]

Total Replies: 4


Am I going to end up in jail?? I faxed and emailed ACH stopLetter yesterday. Changed bank accts yesterday.
I wake up this morning and my acct is over $3000 in the
Negative!!! I was told by one lady at my local bank that this
Happen and keep the ACH stops and bring them in as needed.
I was told by head bank that nothing can come out once closed
I'm worried they will take my money from new acct to cover it.
What can I do!??I'm in Arkansas


4 of the payday loans refrained from processing. 1 has contacted By email kindly with added collection threat. Nationwide cash withdrew
The whole loan amount not the fee.
Viploanshop whole amount not fee
Zip19 whole amount as usually they do each payday


Your fast payday processed fee
Plain green loans processed fee


I was told by diff ppl at diff bank locations that sometimes ACH still go
Through on a closed account. They didn't know anything about the
Hard debit stop supposedly. I was told by the main location that once
Closed nothing can come out or go in. So here I am with a negative
Of almost $4000!!! I sure hope all my copies of ACH stop letters that I faxed and email helps and they work with me.


lrhall41

Submitted by highspeeddirt on Tue, 11/15/2011 - 05:03

( Posts: 5 | Credits: )


You closed your account plus did an ACH revocation??? Get into your bank today and talk to the branch MANAGER...not some lady. Do not talk to tellers or personal bankers..the branch MANAGER only. Take copies of your ACH revocation with you.

Hard debit blocks are a waste of time.....


lrhall41

Submitted by SOAPLADY on Tue, 11/15/2011 - 05:14

( Posts: 17315 | Credits: )


It was the branch manager at one location that told me anything ACH that's contract could reopen my closed acct and be in negative. I told her I was emailing and faxing ACH stop letter that I found on this forum and tailored to my state etc. I even read some of it to her.I asked if she wanted copies at the time and she said no. I think I'll visit the main branch in town. Obviously
Obviously 2 got it since they are trying to take all money due instead of fee.


lrhall41

Submitted by highspeeddirt on Tue, 11/15/2011 - 05:32

( Posts: 5 | Credits: )


Okay the back sent written statement of unauthorized debit ACH to companies. Said hopefully that will fix it. I sure hope it does!!!


lrhall41

Submitted by highspeeddirt on Tue, 11/15/2011 - 06:51

( Posts: 5 | Credits: )