Payday Loan "Court Action"
Date: Wed, 12/07/2011 - 10:59
Money And More
I live in California, took out a loan from Money And More over 4 years ago. After having them repeatedly hit my account with ACH charges (far exceeding the amount lent) the debt was paid off and I closed that bank account.
The loan was obtained by sending a canceled check, check was not made out to company.
A "legal office" is now claiming I'm going to be served civil court papers charging me with 1. Passing a bad check in the state of California (no check was written to this company, and they were ACH charges) 2. Attempting to defraud a lending agency (I repeatedly asked for documentation regarding the account and was told I would be sent the information. Never received any information regarding account).
I just sent the "legal office" a debt verification letter, but would like to know what the situation is here? Is it complete illegal b.s.?
Thanks in advance.
I live in California, took out a loan from Money And More over 4 years ago. After having them repeatedly hit my account with ACH charges (far exceeding the amount lent) the debt was paid off and I closed that bank account.
The loan was obtained by sending a canceled check, check was not made out to company.
A "legal office" is now claiming I'm going to be served civil court papers charging me with 1. Passing a bad check in the state of California (no check was written to this company, and they were ACH charges) 2. Attempting to defraud a lending agency (I repeatedly asked for documentation regarding the account and was told I would be sent the information. Never received any information regarding account).
I just sent the "legal office" a debt verification letter, but would like to know what the situation is here? Is it complete illegal b.s.?
Thanks in advance.
It is total BS....send them a cease and desist letter and report
It is total BS....send them a cease and desist letter and report them to your state AG's office.
