i need an expert please!!
Date: Wed, 12/07/2011 - 14:30
1) HDBlock on my account against them, is there any other companys oneclick can use to take out more money
2) On this site it is made clear that you can close your bank account and it stops, i just went to my bank only to find out that it is against federal law to close an account with auto payments on it. you can close the account but by law the bank has to open it when the withdrawl goes through. im in new york but like i said this is a federal law. SO... sorry i go on go, and i missing something?? how have people just closed theyre accounts and been done with it? the people at my bank were great and went above and beyond including trying to find alias for the company, but in the end assured me that my account would be reopened the second they tired to take the money out and there is truly nothing they can do about it. ill fight with these guys all day and night i just need to figure out how to get them out of my account!!!!!!!!!!
all right
who yold you it was a federal law?they are wrong of course.in fact the EFTA(electronic funds transfer act)is laid right out there.that is a federal law,and your bank can be liable if you revoke OCC S ach rights and your bank allows the debits.see a manager and give them a copy of the EFTA along with your revocation letter.if you haven't drafted one do so.if you have just print up the EFTA and bring it with you.
Thanks alot!
6500 - Consumer Protection
TITLE IX???ELECTRONIC FUND TRANSFERS
--This is what i found i hope its the same as what your talking about it. I sent them a letter based on one i found on here and will print it and along with the EFTA and bring it to my bank tomorrow, with that done i should be able to close the account and not worry about it being reopened to pay oneclick. Thanks alot!
