Recovery Processing Systems

Date: Thu, 01/19/2012 - 06:07

Submitted by TracyLH
on Thu, 01/19/2012 - 06:07

Posts: Credits: [Donate]

Total Replies: 4

I received a call on my voicemail from this company yesterday from a "process server" saying they were going to serve me papers but I had one last chance to talk to the company to work things out. Anyway I called the number he left. Was told they were going to sue for breach of contract and check fraud. I told him that I had dealt with a bogus company trying to fraudulently collect from me before and to just file a lawsuit and I would go through the court system. Anyway the original internet loan was with Payday One, in Texas back in '08 for $500. Husband had reduction in pay, closed bank account, too many NSF's resulting from automated bill pays. I tried to call the original lender to settle this debt a while back but was told they didn't have the account anymore.

My question, can they (Recover Processing Systems) sue me for breach of contract and check fraud when it wasn't even their company that I had the agreement with?

You can't be sued for check fraud or breach of contract. Have

You can't be sued for check fraud or breach of contract.

Have you received a Dunning letter from this agency? If they call again, you need to tell them that they have violated a number of regulations per the FDCPA. You should also report them for those violations. Contact the FTC to report them.

You can then ask for their address so that you may send them a validation of debt request.

If they refuse to cooperate, I'd send them a cease and desist.

PDO is a legal lender but this CA is breaking all kinds of laws. Did PDO not tell you who they sold the loan to?

lrhall41

Submitted by OhioGal1 on Thu, 01/19/2012 - 06:46

( Posts: 5253 | Credits: )

bottomfeeder

you need to report this person and the place as they broke the law.first process servers never call ahead.the idiot lied about that,and secondly debts are civil mattters.fraud is a crime,and it was illegal for the idiot to threaten that.file a police report and ignore any further calls as this is a bottmfeeder.last point i noticed how supposedly legal lenders like paydayone,and cashnet usa are selling their debts to bottomfeeding slime more and more.btw since you are in TX they have to have a bond posted with either your DFI,or your AG to collect,and guess what?this sham doesn't.also your state is non-garnishment so this place has to rely on scary terms and threats.again report them to your local police then ignore them,or hang up without a word as they can't do a thing they state.know that.

lrhall41

Submitted by paulmergel on Thu, 01/19/2012 - 06:49

( Posts: 15514 | Credits: )

here is the address

this place is another bunch of wharf rats in NY that won't do squat.send them a C&D letter to this address.

recovery processing systems
3380 sheridan drive ste 213
amherst, ny 14226

jhc their site is a joke basically stating they can sue for an ACH as a bad check,and basically stating in a few words that disconnected phones,or people who don't return calls are intentionally skipping out on debt.a real bunch of losers these are.send the letter certified mail return receipt.

lrhall41

Submitted by paulmergel on Thu, 01/19/2012 - 07:01

( Posts: 15514 | Credits: )

Also, a real process server won't bother to call you to try to m

Also, a real process server won't bother to call you to try to make arrangements on a debt. A process server's job is to serve people with court papers, nothing more. They couldn't care less about who or what your owe nor what you are being "sued" for. If someone identifies themself as a "process server" and then tries to make payment arrangements, it's a total scam. Get their companay information and file complaints with the FTC for 1 and your state attorney general.

lrhall41

Submitted by Rocky Racoon on Thu, 01/19/2012 - 09:11

( Posts: 57 | Credits: )