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what if i dont have any money, assets and $0 in the bank ?!

Date: Fri, 02/03/2012 - 18:18

Submitted by tanya333
on Fri, 02/03/2012 - 18:18

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Total Replies: 1


I need help. I got a letter from Hunt & Henriquez threatening to sue me if I don't pay them the $20,000 they claim I owe on my Sears credit card.What if I'm unemployed with no money in the bank or any assets or whatnot for them to take even if they do take me to court? There really is not much for me to do because that's the situation I'm in at the moment. I can't even afford bankruptcy.

and i've read a few posts here about "judgments" being made.. what does a "judgement" mean or entail?