new to all of this
Date: Mon, 03/12/2012 - 19:42
I'm new to all of this. We are tens of thousands of dollars in debt and are barely scraping by each month. What is the difference between these two? How long do each stay on your credit record? Do you have to actually be behind on payments in order to either one?
Thanks.
Thanks.
Are you inquiring about the difference between filing bankruptcy
Are you inquiring about the difference between filing bankruptcy and debt management/consolidation?
Yes, you need to tell what kind of debts do you have. Only after
Yes, you need to tell what kind of debts do you have. Only after that, I will be able to give you a suitable suggestion so that you can get rid of your debt problems fast. Usually, the negative items remain on your credit report for 7 years from the date of your first default.:)
Quote:Yes, you need to tell what kind of debts do you have. Only
Quote:
Yes, you need to tell what kind of debts do you have. Only after that, I will be able to give you a suitable suggestion so that you can get rid of your debt problems fast. Usually, the negative items remain on your credit report for 7 years from the date of your first default |
You do not even know the debt issues this person has, so for you to proclaim that you can help them "get rid of debt problems fast", well, that isnt quite appropriate advice at this time.